Basic requirements
Applicants must be at least 18, live in the UK, have a regular source of income and hold a suitable UK bank account in their own name.
Accurate contact, address, employment, income and expenditure information is needed.
Quick Loan Eligibility
Meeting the basic conditions means you may apply; it does not mean the application will be accepted. The lending decision follows a separate affordability, identity and credit assessment.
Check these requirements before using our online quick loan service; eligibility never means guaranteed approval.
FCA authorised direct lender
Secure online application
Established UK lender
18+UK applicants only
Incomeregular source required
UK accountin your own name
Clear answers
What to understand before making a borrowing decision.
Affordability information
Expect to provide monthly income and essential outgoings such as housing, food, utilities, transport and credit commitments.
Use realistic figures. The assessment considers whether repayment could cause undue financial difficulty.
Checks and possible outcomes
Identity, fraud-prevention and credit-reference checks may be used. The outcome may be acceptance, a different amount, a request for more information or a decline.
Do not make repeated applications simply because one request is declined.
Representative example
See the complete cost—not only the amount borrowed.
Borrow £700 for 6 months. First repayment £168.45, 4 monthly repayments of £224.60, last repayment £112.20. Total repayment £1,179.05. Fixed annual interest rate 185.39%. Representative APR 611.74%. Our APR includes all applicable fees. Daily interest is capped at 0.798%.
Questions, answered
What people ask before applying
Does eligibility mean approval?+
No. Eligibility only indicates whether you can proceed to assessment.
Do I need a UK bank account?+
Yes, a suitable UK account in your own name is required.
What income information is required?+
Provide regular net income and other income accurately, together with monthly outgoings.
Ready to continue?
One secure application. A clear decision.
Review the costs and provide accurate information. There is no obligation to accept an offer.