Small Loans

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Bad Credit Welcome
Same Day Funding
Direct Lender
FCA Authorised
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

What are small loans?

Small loans are when you borrow a small amount of cash from a lender or creditor to help cover unexpected bills and surprise expenses. You are usually expected to repay this loan within the month or by the next payday. In this page, we outline what small loans Quick Loans Express offer.

How are small loans different from payday loans?

Small loans are not very different from payday loans. People often refer to a small personal loan as credit lines. Lines of credit work similar to overdrafts. You can borrow small amounts until your agreed credit is used up. When you borrow a small payday loan, however, every time you want more money, you must reapply. We believe a payday loan keeps you in control and helps you stay on top of what you are borrowing.

The definition of a little loan differs from one person to the next. For some people a £50 to £100 loans are considered “small” for others it will be £1000. We, at Quick Loans Express, allows our approved customers to borrow loans ranging between £250 – £2,000. You repay your loan in instalments and not in full.


Does Quick Loans Express offer £500 loans and £1000 loans?

Don’t worry if you are stuck in a financial muddle. You may be short of £500 or £1000 but it is still possible to borrow a no guarantor loan amount and allow yourself to get back on to track with your finances while keeping stress out of the picture. You can borrow between £250 – £2000 from Quick Loans Express to cover those unexpected expenses and to get you out of any tight stops. What’s better, you have up to 4 months to repay the loan. But if you have the cash to repay early, let us know, and we will accommodate this. You will also save massively on interest.

What do people use small loans in the UK for?

People commonly use these loans 0to get out of sticky situations from time to time. It may be you have a desperate car repair, an urgent overdue bill or a medical expense and you need a same day loan quick to ease the financial burden. To find a small loan that suit your circumstances visit our how it works page and then apply today.




Does Quick Loans Express offer small credit for people with bad credit?

Just because you don’t have perfect credit, it does not mean that you can’t borrow a loan. At Quick Loans Express, we look at more than just your credit score. We carefully review the financial information you provide and use that together with your credit report to determine whether you can afford to take out a loan with us. If you have poor credit but can afford to make the repayments, then it is possible to receive a small loan after our credit checks.



Try our little loans from Quick Loans Express

Quick Loans Express is a trusted UK lender that cares. Since we started lending in 2015, we have helped thousands of UK residents find a little loan. We have a simple online application process, and we provide you with a 90-second decision. If approved, you can get the cash into your bank account in 1 hour. If you have any questions, our customer service team is happy to help. You can contact us via phone and live chat during office opening hours and of course by email. Find out more about us here.


Applying with us

Our application process is entirely online which means it is simple and easy and requires no paperwork. To be eligible for a our loans, you must:


Be a UK resident


Hold a UK bank account


18 years +


A regular source of income


Quick Loans Express is a transparent and a straightforward lending company with no hidden fees and we look forward to assisting you. Apply now and get your small loan today!



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