Quick Loans Express is an FCA authorised responsible direct lender that cares about making the loan process as easy as possible. Borrow between £300 and £1000 and receive an instant decision. If approved, we can fund your bank account on the same day. We provide loans for people with bad credit too. Find out how it works below.

The Loan Process

We have made the loan process simple and easy to navigate. You can be confident that Quick Loans Express will give you a smooth and reliable borrowing experience. Our website allows potential borrowers to choose how much money they need and for how long. It takes us only 90 seconds to give you a loan decision. Benefit from our same day funding, if approved and our easy and secure repayment schemes.

Step 1

Select the amount you want and fill out our application

Step 2

Receive an instant decision in up to 90 seconds

Step 3

If approved, the money will be sent to your account the same day

Step 4

Make your monthly repayments tailored for you


How Do I Apply?

Quick Loans Express operates fully online and it takes only 2-3 minutes to complete our simple and easy application form. It takes us only 90 seconds to decide whether you will be suited for a Quick Loans Express fast loan. In this quick amount of time, we assess your affordability and carry out a series of credit checks. If approved for a same day loan, we ask you to provide a few extra details and then you are good to go! Once we have them, we can transfer the money to your bank account in 1 hour.

How Much Can I Borrow?

We are a payday loan direct lender offering customers between £300 and £1500. As a short term loans lender, you can repay your loan within 3 – 6 months. We give you the choice! At Quick Loans Express, we encourage you to repay early so that you avoid paying unnecessary interest.

Amount Duration
£300 – £5003 – 5 months
£550 – £8503 – 6 months
£900 – £1000 4 – 6 months
£100 – £1500 6 – 9 months

Am I Eligible for a Loan?

As a responsible lender, you must meet the following criteria before applying for a loan with us:

  Over 18 years old

  UK resident

  UK Bank Account

You do not need to have a perfect credit score to apply to us. We believe in giving everyone a chance, and we know affordability for a loan goes beyond your credit score. If we feel you can afford it, we can provide it. Apply now for our small loans and receive an instant decision. If you have any questions, try our FAQ page. If you have any additional concerns or just need some more information, do not hesitate to contact us by emailing client-service@quickloansexpress.co.uk or by phoning 0203 909 5555. Worried about debt? Contact Money Advice Services or Citizen Advice.

Written by: Bryson Oakes
The article "How It Works" was last modified on