Instant Payday Loans

Bad Credit Welcome
Same Day Funding
Direct Lender
Up to £1000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative example: Borrow £700 for 5 months. 1st monthly repayment of £235.80, 3 monthly repayments of £235.80, last monthly repayment of £235.90. Total repayment £1,179.10. Interest rate p.a. (fixed) 185.39%. RAPR 611.74% Our APR includes all applicable fees. Daily interest is capped at 0.793%. To compare our loans click here.

Looking for instant payday loans? We specialise in instant decision loans with same day payout if approved. Your instant payday loan can be in your account within one hour of approval. Apply now for up to £1000. We are an FCA-authorised direct lender you can trust, and we welcome people with bad credit to apply too.


Your Questions? Our Answers

Do You Provide Instant Decision Loans?

Although instant decision loans exist, some say that there is no such thing as an “instant payday loan” because there always needs to be an application and approval process. However, at QuickLoansExpress, our payday loan applications usually only take a couple of minutes to fill out. You will receive an instant decision, although in certain cases, we may need to contact you for further information. In that case, the decision will take no longer than an hour. We like to think the process is convenient for our customers although we’re unable to grant every applicant an instant payday loan.

At Quick Loans Express, we understand that emergency expenses crop up, and payday may be too far away if you need money. That is why we offer quick small loans that can help you make it through a time that is challenging.

How Fast Can I get an Instant Payday Online Loan?

If approved for our short term loans, it can take us as little as 1 hour to deposit it into your account. However, this depends on a lot of factors, including; working day and weekends and your bank.

How Much Can I Borrow?

You can borrow from £300 to £1000 on our direct lender loans. This applies to new borrowers too. Our small instant payday loans, are designed to help you in an emergency or to pay your bills on time. However, they should not be used to try fix long-term money problems. If used incorrectly, payday loans can only make the situation worse.

The Benefits Of Using QuickLoansExpress

  • 5 minutes to fill out an online application form
  • Instant answer if you’re approved or declined
  • No hidden fees or costs
  • Low-interest rates and APR*
  • Flexible funding and repayment terms
  • Cash deposited in an hour
  • Strict data protection
  • Authorised by the Financial Conduct Authority
  • High acceptance rates


Instant Cash Loans

Many people have started searching for a quick cash loan or instant cash UK lenders. This is because people expect everything nowadays to be instant, and getting a quick cash loan should be no different. Applying for loans online is very quick and and hassle-free. If you’re applying for one of our short term loans, you will receive an instant decision and money within 1 hour, if approved.

Do you offer instant cash loans for the unemployed?

When applying for a loan, you need to have some source of income that can prove you will be able to make the loan repayments. Without a reliable source of work income, most payday loan lenders will not lend to you. However, when applying for quick easy instant cash loans with us, we require you only to prove you have a reliable income. This could be in the form of a monthly wage or income from a tenant, etc. The same applies to people searching for quick cash when on benefits..

Are Our Instant Loans Safe?

In this fast-paced electronic world, entering into a payday loan contract involves consideration and careful thought. Consequently, instant loans could be rather dangerous. However, at QuickLoansExpress, we make sure not to skip any of the vital decision-making steps to fund the loan quickly. Still, we try make our entire loan application process as easy as possible. This means no paperwork and no fax. QuickLoansExpress is based in the UK and is therefore bound by the laws of the country. We take care to ensure all our instant payday loans are fair and moral.

No Credit Check Loans Instant Decision

If you have poor credit, you may be looking for a lender that does not carry out a credit check before lending you money. If you do find a no credit check lender who is willing to lend to you without checking your credit rating, it could be dangerous for you to do so as your safety is not the lender’s priority. If you havea poor credit record, you can apply for a loan from an responsible onlne lender who is regulated by the Financial Conduct Authority.

Can I get a loan for bad credit?

QuickLoansExpress offers money to people with bad credit. We offer no guarantor loans and we do not charge any fees for applying. When applying with us, you can also get an instant decision, even if you are applying with bad credit. Be aware that even though we can offer you a loan with an instant decision, it does not mean that you will be approved instantly. However, if you do get approved instantly, you can have loan in your bank account the same day.

Are payday loans with no credit check and instant approval available?

Payday lenders are legally required to do credit checks on all applicants. However, even though we do not offer payday loans with no credit check and instant approval, we do offer bad credit loans. You do not need to worry about having a poor credit file as we also take other factors into account when approving applicants for loans. You should keep far away from payday lenders offering payday loans with no credit check and instant approval as they are probably not FCA authorised and have extremely high interest rates.

Why do you Lend to People with Bad Credit?

You might be wondering why lenders like QuickLoansExpress will lend to customers who have bad credit. Normally, lenders will not offer instant payday loans for bad credit as they are taking a larger risk by lending to someone with a bad track record. However, we believe that our customers are better than their credit score. Instead, we might focus on other aspects of a customer’s situation, such as their ability to repay the loan. It’s also important to remember that no lenders make decisions according to teh credit score you see, we have our own scoring system.

We aim to give our instant payday loans with the least amount of hassle, but a high level of responsibility and care. We don’t only lend to people with a great credit score; we also give loans for people with bad credit.

What if I Can’t Repay my Instant Cash Loan?

If you find that you are unable to repay your payday loan within the fixed period, you will often be able to refinance your loan. This will mean increasing the interest cost for that continuous period. If you are in financial distress, you can contact our friendly team, and they will help you put an affordable plan in place.

Are instant payday loans with no brokers available?

Instant payday loans with no brokers are available from QuickLoansExpress. We are a direct lender and offer instant payday loans with same day payout once approved. If we cannot find you an instant payday loan, we will ask if you want us to act as a credit broker. If you do not want to take advantage of this service, do not tick the relevant box at the start of the loan application process.

Instant Cash Loans for Poor Credit

Instant cash loan services come to the rescue when you have a poor credit history, and most financial institutions won’t agree to offer you a loan. Instant cash companies are there to provide you with a quick loan despite having a poor credit history.


Which Instant Payday Loans Direct Lender Should I Avoid?

Navigating the online credit market is difficult, and especially if you don’t know what is legal. Whether you are looking for a payday loan of £50, £100, £200 – or even something larger like £1000 – if direct lenders offer the following things you must avoid them:

  • No credit check
  • Guaranteed approval
  • Instant approval

Instant Loans UK

Finding an instant payday loan online can be a daunting task. QuickLoansExpress aims to make it a quick and safe online borrowing experience. It’s easy. To apply for our online loan just fill in our simple payday loan application, and we will give you a decision in 90 seconds. If approved, we do our best to deposit the money in your account within 1 hour. New borrowers can apply and borrow up to £1,100. We welcome people with bad credit to apply too.

Access your instant loan online now! No waiting time, no fuss, just a straightforward way to borrow money online.

You can apply for an instant loan 365 days a year, 24 hours a day, seven days a week. Throughout the day, in the middle of the night, and also on bank holidays. The finances you need will be in your bank account, within an hour after your online application approval. Check out some of our reviews here:

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