Short Term Loans – Pay Back In 3 – 6 Monthly Instalments

Bad Credit Welcome
Same Day Funding
Direct Lender
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Sometimes, you might need a short-term solution to an unexpected expense like a car repair or an important electricity bill. That is where we come in. Quick Loans Express provide short-term loans of £250 – £2000 with instant decision and 1 hour payout if approved. We focus on speed after all ‘quick’ is in our name. Join many of our satisfied customers and get your short loan today.

Why Quick Loans Express’s Short Term Loans Are the Best!

Our goal is to provide the best short term credit for UK consumers. We led to people who need a little bit of extra cash or face unexpected bills and want a loan with a flexible monthly repayment plan.

Apply in under 5 minutes using our simple form

Our loans are easy and quick to apply online for and manage. You can apply anywhere and at any time; from the comfort of your own home to when you are on the go. Our short term cash loan application takes no more than 5 minutes to complete, and we will give you our loan decision in 90 seconds.

Pay your balance off early and save money

Our short loans are designed to be repaid in affordable monthly repayments of up to 6 months. However, if you have the money to repay your loan early, let us know. We are flexible and will accommodate it. Early repayment on your short term loan will save you money on interest.

Low-interest rates and no hidden fees

Our interest rates are one of the best on the market from just 696.83%% APR. One of the benefits of using Quick Loans Express is that there are no hidden fees. We inform you of all the loan costs upfront.

Learn more about our Short Term Loans Online by visiting our ‘How It Works‘ page or our FAQ’s.

Still have more questions? You can contact us here.


Common Questions on Short Term Loans in the UK

Who can Apply for Cheap Short-Term Loan with Quick Loans Express?

To apply for a short term loan with us, you must be at least 18 years of age, be a UK resident, have a UK Bank account and have a steady income. Remember: You can apply for a direct lender short loan with bad credit or if you are unemployed too as long as you show us that you can make the loan repayments. We will still perform a credit check to keep you safe and to ensure we lend responsibly. Apply today for your cheap short-term loan!

What Should I Do If I Am In Debt?

Our loans are not designed to help you with a serious ongoing debt problem. It might be worth considering alternative credit options or turning to debt helplines for guidance if you need money but are struggling to pay your bills or short term loans online on time.

Can I Apply for a Short Term Loan with Bad Credit?

Yes, you can borrow a loan with bad credit with us. Quick Loans Express is a no guarantor bad credit direct lender in the UK that believes in giving everyone a fair chance. If you can afford a short term loan even with poor credit (or with good credit) – we provide it.

Can I Get a Short Term Loan No Credit Check?

We do not lend no credit check loans as we believe in safe and responsible lending. The FCA does not recommend short term loans with no credit check in the UK because the lender does not consider your financial stability. This type of unethical lending can lead to severe debt.

What is the Difference Between Payday Loans and Short Term Loans?

With an instant payday loan, you usually have to repay in 1 month, whereas with short term loans, you have between 3 and 6 months to repay. At Quick Loans Express, our short term loans have high acceptance rates and we welcome people with very bad credit scores to apply.

What is a Short Term Loan?

The definition of short term loans is a loan that is repaid within one year or less. The borrower usually looks to borrow a small amount of money up to £2500 and would want to repay it in the short term, for example; 1 or 4 months. Short loans are commonly used to pay for financial emergencies.

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