Apply for Short Term Loans with Easy Repayment

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Bad Credit Welcome
Same Day Funding
Direct Lender
FCA Authorised
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.



Sometimes, you might need a short-term solution to an unexpected expense like a car repair or an important electricity bill. That is where we come in. Quick Loans Express provide short-term loans of £250 – £2000 with instant decision and 1 hour payout, if approved. We focus on speed, after all ‘quick’ is in our name. Join many of our satisfied customers and get your short loan today.



Why We Believe Quick Loans Express Short Term Loans are Best for You

Our goal is to provide short term credit for UK consumers. We led to people who need a little bit of extra cash or face unexpected bills and want a loan with a flexible monthly repayment plan.



Apply in under 5 minutes using our simple form

Our loans are easy and quick to apply online for and manage. You can apply anywhere and at any time; from the comfort of your own home to when you are on the go. Our short term cash loan application takes no more than 5 minutes to complete, and we will give you our loan decision in 90 seconds.


Pay your balance off early and save money

Our short loans are designed to be repaid in affordable monthly repayments of up to 4 months. However, if you have the money to repay your loan early, let us know. We are flexible and will accommodate it. Repaying your short term loan early will save you money on interest.


Low-interest rates and no hidden fees


Our interest rates are one of the best on the market from just 696.83%% APR. One of the benefits of using Quick Loans Express is that there are no hidden fees. We inform you of all the loan costs upfront.



Learn more about our Short Term Loans Online by visiting our ‘How It Works‘ page or our FAQ’s.

Still have more questions? You can contact us here.

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Common Questions on Short Term Loans in the UK


Who can Apply for a Short Term Loan UK with Quick Loans Express?

Anyone who is eligible, can apply for a cheap short-term loan with us. The following is the UK elegibility criteria:

  1. You must 18 years of age
  2. Be a UK resident
  3. Have a UK Bank account
  4. Prove some source of steady income

Remember: You can apply with bad credit too as long as you show us that you can make the loan repayments. We will still perform a credit check to keep you safe and to ensure we lend responsibly.

What Should I Do If I Am In Debt?

Short term loans are not designed to help you with a serious ongoing debt problem. It might be worth considering alternative credit options or turning to debt helplines for guidance if you need money but are struggling to pay your bills or short term loans online on time.


What is the Difference Between Short Term Payday Loans and Our Short Term Loans?

The difference between a short term payday loan and our short term loans is that we offer faster payout and flexible repayment options. With a payday loan, you usually have to repay in 1 month, whereas with our short term loans you have up to 4 months. We also offer high acceptance rates, and we welcome people with bad credit scores to apply.

What is a Short Term Loan?

The definition of short term loans is a loan that is repaid within 1 year or less. The borrower usually looks to borrow a small amount of money up to £2500 and would want to repay it in the short term. Short loans are commonly used to pay for financial emergencies.

Can I Get a Short Term Loan from a Direct Lender?

Yes, we are a friendly direct lender. We keep your data private and get you your short term loan fast.



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