Is it Easy to Get Short Term Loan Online?
Unlike payday loans, our quick loans online are designed to be flexible and
they have a high acceptance rate. Whatever your situation, be it employed, self-employed, a student,
unemployed or on benefits – you can apply with us. Although we don’t look at just your credit history, make sure you have a steady source of income to ensure you can afford the loan payments.
This is what you get if you apply with us:
- Safe and reliable direct lender
- 90 second loan decision
- 1 hour cash transfer (if approved)
- Fair interest rates
- No guarantor required
- Flexible monthly repayments
So if this sounds like the product for you, and you are looking for a no hassle loan
provider, just click the apply button below and you can receive your online loan decision within 90
How to Find the Best Loans Online
To find the best easy loan in the UK, you have to compare short term loans. To do this, you can use
comparison websites, but just keep in mind that these websites only showcase the direct lenders who pay them.
There could be cheaper direct lenders who do not pay the comparison website, and therefore, are not featured.
We recommend that you open up all the websites and carry out your own audit.
You should compare the
features that interest you, for example:
- The loan amount and durations
- The interest rate
- The APR
- How long it takes to get funded to your bank account
- Whether there’s an early repayment penalty
- The late payment fees
Remember that short term loan and payday loans interest rates seem higher as interest is measured by APR which is the annual interest rate and a payday or short term loan is normally only over a few months (our average, for example, is 3 month loans).
Why You Should Choose a Payday Loan Alternative
Despite instant payday loans serving an essential purpose, payday
loan debt is thought to be behind high-stress levels that can have a significant impact on borrowers’
busy lives. The rate of payday loan decisions are slow, and repayment options are limited. Quick Loans
Express loans act as a faster, better and fairer alternative credit option.
Another thing to consider is that payday loans are usually repaid in one lump sum, which can put
considerable strain on your finances. Our payday loan alternative lets you stagger your repayments over
a few months to make repayments more manageable. If you need to borrow money now, forget payday loans!
Apply for a short term loan with us instead.