LAST UPDATE 18.04.2018

FAQ Page

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within three hours!

Recent FAQs

Q: Can I get Xmas loans if I have a bad credit score?

Yes, but you may find it harder to be approved. Almost everyone needs more money Xmas time, so some lenders tend to be even more cautious about lending to risky applicants. However, at Quick Loans Express we don’t judge you just by your credit score. We do offer Xmas loans for bad credit; if we can see you’ve been improving lately and are likely to afford the loan, we’ll do our best to help you celebrate Xmas the way you want to.

Q: Are payday loans a reliable way of getting money fast?

You have money coming soon, but you need money now. If you ensure to apply with an FCA-authorised direct lender like Quick Loans Express, payday loans can be a reliable way to get the cash fast. The entire process takes just a few short hours, from application to transferring the money (if approved). While it is always better to borrow from a family member or friend, if this isn’t possible then fast and reliable payday loans may be a big help.

Q: What’s wrong with illegal loans?

We at Quick Loans Express strongly encourage you not to turn to illegal lenders, also know as loan sharks. This is for several reasons including:

  • Extortionate interest rates

  • Unclear loan terms

  • Lenders often get violent if timely repayment is not made

  • No legal protection should anything go wrong

You may have a bad credit history, but don’t feel that you have to search for illegal loans. There are lenders such as Quick Loans Express who do offer loans for people with bad credit, if they can see that you’re making an effort to improve. Apply for your safe, legal loan today!

Q: Can I save money by repaying early?

Yes. But you must always contact us first if you wish to do so. Here is an example of how much money you could save if you repaid your quick loan early:

Fast Loan £500 over 1 month

If you repay your entire loan after:

Amount of interest you’d pay

Total saved through early repayment

5 days



10 days



20 days



1 month



Q: Why should I use Quick Loans Express?

There are many reasons why you may choose to apply for a quick cash loan with us. With Quick Loans Express, you don’t need to do any faxing or mailing documents. All you are required to do is to fill out a simple online application form and choose how much you want to borrow. We have taken into account the feedback we have heard from customers of other loan firms before we set up Quick Loans Express. Here are some of the issues that were raised repeatedly:

  • You wanted a loan service which was fast.
  • You wanted a service that was easy to use.
  • It was vital to you that you didn’t want a fast loan company to pester you to take out more cheap quick loans or badger you in other ways.

Taking all this feedback into consideration, we tried to make the perfect loan service for everyone.

Q: Can I Get a Fast Loan Today?

Fast loans today are available from Quick Loans Express. To get a fast payout today, you should apply straight away. To apply with us takes just a few minutes of your time and we give instant lending decisions. If approved, you can get your fast loan in your bank account today!

Quick Loans Express

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within three hours!

  • Direct lender
  • Bad credit welcome
  • FCA authorised
  • No free to apply
  • Instant decision
  • Same day payment
  • Get up to £1100
Representative APR: 997%
Representative Example Loan Amount £500 | Borrow for 3 Months | APR: 997% Total repayment £863.24
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