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LAST UPDATE 20.02.2018

FAQ Page

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within three hours!

Recent FAQs

Q: What is the difference between a cash loan and a personal loan?

A cash loan can also be referred to as a payday loan. These sorts of loans are often instant cash loans, this means:

1. A small loan amount, £50 - £2500
2. Takes at least less than a week to receive the money
3. You have less than a year to repay (depending on amount)
4. Mostly they are unsecured loans

On the other hand, a personal loan means:

1. You borrow a larger amount, £2000 +
2. Takes longer to receive
3. You may need a guarantor
4. The repayment period can stretch over a long time.

Q: What is the cheapest way to take out a payday loan?

There are many ways to ensure your payday loan is reasonably priced and cheap. First of all, try to take a loan out with direct payday lenders. Using a direct lender will help you avoid additional costs. The most important thing to remember is only to borrow the amount you need. Not less and not more! If you take out too much, you may end up paying unnecessary interest; if you take a loan of too little, then you may end up paying more interest than if you would have taken it out just once.

Q: Why do lenders charge extra fees?

There is no reason why loans for bad credit, no guarantor loans or loans from a direct lender should have extra fees. A broker, on the other hand, may add additional fees to your loan for using their service. There are many honest lenders online who offer bad credit loans, no guarantor, direct lender with no fees. Quick Loans Express is just one such place.

Q: Are instant decision loans online available with bad credit?

Bad credit loans online with instant decision are available – you just must know where to look. Quick Loans Express try to deal with all applications with the same speed whether you have bad credit or not! However, this is provided that the applicant submits accurate information with as much detail as possible.

Q: Who buys payday loans?

Many people may use payday loans, and it is not limited to only people with credit scores. Lenders, like Quick Loans Express, offer direct lender bad credit payday loans to people with bad credit scores. Often it is people who find themselves in an emergency who do not have the spare cash but are managing on their regular paycheque.

Q: What is the advantage of using a new payday loans lender?

As long as the new payday loans lender is following the rules of the FCA, there are many advantages to using them. Although they may not have the long-term trust of old customers, they may be able to offer better deals as they are just starting out and trying to gain a good position in the payday loan industry. Additionally, they have fresh ideas that you may benefit from.

Quick Loans Express

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within three hours!

  • Direct lender
  • Bad credit welcome
  • FCA authorised
  • No free to apply
  • Instant decision
  • Same day payment
  • Get up to £1100
APPLY NOW
Representative APR: 997%
Representative Example Loan Amount £500 | Borrow for 3 Months | APR: 997% Total repayment £863.24