93 QUESTIONS ANSWERED
LAST UPDATE 07.05.2018

FAQ Page

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within 90 seconds!

Recent FAQs

Q: How do I know if i have an adequate cash flow to repay the loan?

Before taking out any loan with a legal payday loan UK with same day payout or other loans, the direct lender or broker must perform affordability and credit checks. We look at how much you are earning a month and how much goes towards paying your bills. We also look at other factors to determine your affordability. If the cost of the loan does not add up with your wages and bills, you are most likely to be refused. However sometimes, lenders will offer to spread the cost of the loan over more months so that the payment is less each month and you will be able to afford the loan. You can also use our loan calculator on our apply page to see how much you would be expected to pay each month.

Q: What are Quick Loans Express opening times?

You can apply for a direct lender payday loan at any time. However, our office is open Monday - Friday, 8am-5pm if you wish to contact us by phone.

Q: Do you charge a fee to transfer money to my account?

No – we do not charge a fee for transferring your direct lender loans UK funds to your account.

Q: Do you charge any fees or penalties?

We charge no additional fees on your direct lender loans if your keep to your repayment plan. Like most lenders, if you default on repayments, then you pay a one-off £15 default fee and 0.8 percent interest from then on per day until you have accumulated interest of double the amount you borrowed. However, if you are struggling to make repayments, contact us before you default so we can make a fair arrangement. Look at our Responsible Lending Policy for more information.

Q: Can I get a loan if I am unemployed?

Yes, if your lender can see that you have a way of repaying the loan – whether through benefits, passive income or anything similar, you may be eligible for a loan – even if you have bad credit. Quick loans Express therefore can help you if you’re looking for loans for bad credit with no guarantor, no fees for the unemployed.

Q: What is the easiest payday loan to get in the UK?

If you define easy as a simple online application form with no documents necessary, instant decision and funding within an hour or two, then a payday loan from Quick Loans Express may well be the easiest payday loan to get UK. On top of that, we’re a fully FCA authorised lender who truly cares about our customers, so you can relax. You’re in good hands.

Quick Loans Express

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within 90 seconds!

  • Direct lender
  • Bad credit welcome
  • FCA authorised
  • No free to apply
  • Instant decision
  • Same day payment
  • Get up to £1100
APPLY NOW
Representative APR: 997%
Representative Example Loan Amount £500 | Borrow for 3 Months | APR: 997% Total repayment £863.24
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