Need Same Day Loans? Apply online now with Quick Loans Express for up to £1100 and if approved, we will do our best to fund you within 1 hour. We are a trusted FCA authorised and regulated lender based in the UK that doesn’t waste time. Fill in our fast application and receive our decision within 90 seconds. Worried about your bad credit score? Don’t be! We consider different credit scores for our same day payday loans.

Your Questions? Our Answers

Same Day Loans UK

At Quick Loans Express, we offer UK same day instant payday loans geared towards flexibility, because we understand that each one of our clients has their own unique financial conditions. If you recieve approval, we will deposit the funds within 1 hour. With variable loan amounts from £200 and up to £1100, there are several repayment options to choose from. You can give yourself the freedom to pay back in up to 4 instalments over 4 months. On the other hand, you can also repay your loan in just a week. Then you will only pay interest for however long you had the loan for. Sound simple? It is!

Same Day Loan £300 over 2 months

Total amount repayable after: Amount of interest you’d pay Total saved through early repayment
5 days £10.50 £102.14
10 days £21.00 £91.64
20 days £42.00 £70.64
1 month £65.10 £47.54
2 months £112.64 £0

Quick Loans Express is a responsible lender. Our multiple repayment systems are designed solely to provide financial assistance in emergency situations. Therefore, we strongly discourage our customers from taking out same day payday loans for almost any situation other than a crisis. By ignoring this advice, your finances can be severely impacted. We also stress that borrowers must repay all cash loans together with interest, in full. Failing to do this can result in serious financial and legal ramifications. If you are feeling stifled by personal debt, you may wish to turn to debt charities that can assist and guide you.

Same Day Loans for Bad Credit

No matter how well you plan, you will always get into financial situations when you need fast cash. An unexpected bill, a broken washing machine or an emergency – you may choose to take out a same day loan. If you have a bad credit history, you may find it harder to get approved for a quick loan for bad credit on the same day. Lenders are often more hesitant to lend same day payday loans to people with bad credit in the UK because they present a more significant risk. Nevertheless, not all is lost. Quick Loans Express will consider any applicant, with any credit score, so long as they can show they have a steady income and will be able to make the regular repayments.


Are Same Day Loans No Credit Check Available?


Why are Guaranteed Same Day Loans Illegal?

Under FCA regulations, quick loans with no credit check with same day payout are illegal. This is because every lender is required to get a credit check from the credit reference agencies on potential customers and assess affordability. If you are looking for same day loans no credit checks with no guarantor because you have bad credit, it may be worth your while applying for same day loans for bad credit with Quick Loans Express.

In an emergency, you may be looking to for a guaranteed same day loan because your financial situation is desperate. However, since performing a credit check and assessing applicants’ affordability is a must, no reliable and FCA authorised direct lender or credit broker can offer you a guaranteed same day payday loan. Although we can not guarantee approval for a same day loan, you can apply for bad credit same day loans with Quick Loans Express. Alternatively, you should look for other credit options.


Same Day Loans On Benefits

In order to receive same day loans in the UK from a direct lender or broker, applicants need to provide evidence that they can repay whatever they borrow. Responsible lenders, like us, will often look at your employment status and monthly income. We also look at your outgoings to measure whether you can afford the same day loan. Benefits are considered an income, but it often is not enough to show you can afford the loan. However, if you receive benefits in addition to an income, such as disability benefits, and can afford the loan, you may be able to get approved for a no guarantor same day loan for people on benefits.


Can I get same day loans for unemployed?


How can I improve my chances of getting same day payday loans?

It is possible to get unemployed loans with same day pay-out with Quick Loans Express if you can prove that you have an additional income. When entering your income into the application form, you must mention any additional income you earn through benefits, shares in a company, pensions or rental income, etc. We will provide you with a same day payday loan as long as we can be sure you can afford one, pass our credit and affordability checks and make the repayments properly. Quick Loans Express is a responsible lender, and we do not want any of our customers or applicants to fall into unnecessary debt. We do encourage our applicants to look for alternative credit solutions if they are unemployed and on benefits as same day loans are expensive and a big commitment.

We can suggest that to improve your chance of getting approved for a bad credit unsecured fast loan; it would be smart to look at a copy of your credit report that is current. Go through the report very cautiously and look for any inaccurate information. If you find any info that you think to be incorrect, contact the credit reporting agency. They will need to listen to your request to change the data to reflect the true circumstances. Avoid being late with any obligations that you have due for bills or loans. Remember; the more efforts you make to repair your credit, regardless of how small, will be seen in a good light by any lending company.


Same Day Payday Loans from a Direct Lender

Quick Loans Express is a direct lender based in the UK that offers same day loans, if approved. There are numerous benefits to using a direct lender over a broker. For a start, you won’t be paying any brokerage fees in addition to the other costs of the loan. We’ll keep your details safe – we’ll never pass them on to anyone else. Additionally, because we are a direct lender, we can give you a super fast decision in approximately 90 seconds. Can a broker be this fast? Apply now with a direct lender for an instant decision and same day payout.


What is the advantage of same day loans for bad credit from direct lenders?


Why should I get same day loans no guarantor?

When you get same day payday loans from direct lenders, you are only passing your information to one party, as opposed to allowing your information to be passed around while the broker looks for same day payday loans from direct lenders in the UK for you. With Quick Loans Express, you can skip the extra expense and invasion of your privacy, and get same day loans from a direct lender who you can trust. We keep your information completely confidential, and if approved, you can get your same day direct deposit payday loans within an hour.

The last thing you want to do is find a guarantor when you are in an emergency and you are looking to take out a fast-same day loan. No guarantor loans are quick and easy and with Quick Loans Express, you can receive loans with no guarantor with same day payout, if approved. Guarantor loans same day payout are harder to come by simply because they take a lot longer to attain and to get a person to act as your guarantor. There are homeowner and non-homeowner guarantor loans but lenders may not be able to offer same day payout. However, guarantor loans usually charge a lower interest rate than no guarantor loans because there are lower risks attached.


Same Day Payout Loans

Same day cash loans provide quick relief when you find yourself with no money until payday. No matter how well we plan our budget, sometimes things happen to throw a wrench in the works. The unexpected happens to everyone — last minute expenses, unforeseen vehicle repair costs, telephone bills that you don’t expect. These things are a simple fact of life. Sometimes you may find yourself stressed out simply because you cannot afford to pay. This is where Quick Loans Express steps in. If approved, we can offer you cash into your bank account within 1 hour – that’s faster than cash in hand on the same day.


Does Quick Loans Express offer loans to the door on the same day?


What is the advantage of using online same day loans?

We do better than same day cash loans to your door! If approved for our same day payout loans, we can transfer your money to your bank account in 1 hour after approval. Once the money is in your bank account, you can choose to spend it how you like, in cash or towards a pending direct debit. The choice is yours.

Online same day loans are advantageous for many reasons. They are fast and straightforward to apply for. For example, our application takes just 2-3 minutes to complete. You receive an instant decision and same day funding, and this is all done anytime, anywhere. There is no paperwork involved. Taking a fast same day payday loan online from a direct lender saves you a trip to the street lenders or being pushed around by scrupulous doorstep lenders.

Why Should I Choose Quick Loans Express For Same Day Payday Loans?

Here are some benefits of borrowing same day payday loans from Quick Loans Express:

You will not find any catches or hidden information. There are no application or government fees, so what you see is what you get!
Transparent loan application process.
The loan costs are spelt out during the application and e-signing process, so there will not be any surprises later.
No hidden charges
There isn’t any need to drag out tax returns, birth certificates, etc to find some abstract pieces of information. Fill in your name and some other details, and you’re on your way.
Simple Online Application Process

Whether you are looking for a same day loan or need same day loans for bad credit, Quick Loans Express is here to solve your problems today. Our same day loans UK are quick and easy to apply for, and we can make same day deposits of £200 to £1100. We don’t require you to have any guarantor or a perfect credit score to take out a same day loan. Just fill in the application form, and our algorithms decide within 90 seconds if you are approved for our loans. Time is of the essence; therefore, Quick Loans Express do their best to fund the loan into your account before the hour is up! We are authorised and regulated by the Financial Conduct Authority and we are based in the UK committed to ensuring you have a hassle-free loan experience.

Written by: Karen Michaels
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