01A UK direct lender
Western Circle Limited is registered in England and Wales under company number 07581337 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 714479.
Being a direct lender means the lending assessment and any resulting agreement are provided by us rather than presented as a comparison between unrelated providers.
02What you can expect from us
An online application, an initial response, final approval and bank funding are separate stages. We explain the costs and checks so you can decide whether to apply and whether to accept any offer.
Every application is subject to identity, affordability and credit checks. Approval is never guaranteed.
03Responsible lending
Short-term credit is expensive and is not suitable for sustained borrowing. We assess information about income, expenditure and existing commitments before making a lending decision.
Customers should consider the total repayment and alternatives before accepting high-cost credit.
- Loan range: £250–£1,500
- Available terms: 3–6 months
- Early repayment available
- Applications limited to UK residents aged 18 or over
04Contact and accountability
For help with an application or an existing account, contact QuickLoansExpress using the details below. If you are concerned about a repayment, contact us to discuss your situation.
Our complaints procedure explains how to raise a concern and the options available if it remains unresolved.