Access up to £2,000 today

Bad Credit Welcome
Same Day Funding
Direct Lender
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Why Borrow Money from Quick Loans Express?

What makes our company different from payday loans and what do we offer?

No Guarantor

No guarantor is needed when applying for a fast loan. Our quick loans no guarantor are unsecured which means you do not need to secure it with a collateral or a guarantor. Our loans are safe and easy to use.


No one likes waiting around – especially when you need to borrow a same day loan. Quick Loans Express give a 90-second decision to all our applicants. If you are approved, you can get the money within an hour of approval – or on the same day.

Bad Credit Accepted

We offer quick loans for bad credit with same day payout. Quick Loans Express look at more than just your credit score. We take into account your income, outgoing and your current affordability to repay the fast loan. No guarantor is needed for our bad credit quick loans.

Need an Quick Cash Loan?

Apply now and receive your cash today!
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Experience a New Pace, with Every Device

We have put together the world’s most powerful technologies to ensure you get your loan online quick and safely from any device. Give it a go and experience the thrill.

First AMP-based website! That just another way of saying, receive faster service


Benefit from best class security that will protect your privacy


Speed is what you need! Our fast loans are the fastest alternatives to payday loans

Express Loans Online – Borrow Money Fast

No guarantor needed. No fees. No broker. Just speed.


Why are Quick Loans a Better Payday Loans UK Alternative?

Payday loans by nature are rigid and lack flexibility – We believe we can do better with our fast loans.
Flexible Repayments

You choose your repayment plan between 3 and 6 months. If you can repay earlier – let us know and benefit from cheap lower interest rates on your fast loan.

Fast Online Application Process

A payday loan process is typically lengthy and has more steps. Applying for quick loans is fast, simple and convenient while focusing on your needs.

 High Acceptance Rate

Payday loans companies view your credit score as the make it or break it. You can borrow money with bad credit as we assess the bigger picture and perform affordability checks too. Note: quick loans no credit check are usually unsafe and not recommended.

Frequently Asked Questions

Do you have a quick loan online calculator?

Yes. On our apply page – we have a fast online loan calculator slider. Simply select the amount you intend to borrow, and we provide the total cost of the online loan by breaking it down, so it is easy to understand.

How much quick cash can I borrow?

You can borrow between £250 and £2000 and use it for whatever you need it for. Only borrow the money you need, not more and not less to avoid unnecessary costs.

Why should I trust Quick Loans Express as a lender?

Simply put – we want what is best for you. That’s why we have a flexible repayment plan and easy cash loan management and you pay no broker fees. We are a fully legal quick loans direct lender authorised and regulated by the FCA.

Can I apply for a loan with benefits fast?

The simple answer is yes. However, you will need to prove you can afford the loan repayments. In addition to passing our fair credit checks and affordability checks, you need:

  • Be over 18 years of age
  • A UK bank account
  • Reside permanently in the UK
  • A steady source of income

Are you using a mobile device?

  Check out our ‘Money on Demand’ app!

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