Access up to £2000 today

Bad Credit Welcome
Same Day Funding
Direct Lender
FCA Authorised
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Why choose Quick Loans Express for Payday Loan Alternatives?

What makes our company different to payday loans and what do we offer?
Short Term Loans

Don’t want payday loan stress? Try short term loans instead – an alternative to payday loans. We offer flexible repayments and competitive interest rates, and you can do what you please with it.

Quick Loans

No one likes waiting around – especially when you need fast cash. That is why Quick Loans Express give a 90-second decision to all our applicants. If you are approved, we aim to fund the money within an hour of approval – or at least on the same day.

Direct Lender

Cut out any middlemen because when you apply with us, it is direct! This means better communication and a faster service. We won’t share your data, so that means no annoying calls, texts or email from third-party lenders. Best of all – there are no extra fees.

Need an Online Loan Fast?

Apply now and receive your cash today!
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Experience a New Pace, with Every Device

We have put together the world most powerful technologies to ensure you get the money fast and safely from any device. Give it a go and experience the thrill.

First AMP-based website! That just another way of saying, receive faster service


Benefit from best class security that will protect your privacy


Speed is what you need! Our loans are the fastest alternatives to payday loans

Quick Loans – The Payday Loan Alternatives with Speed

No guarantor needed. No fees. No broker. Just speed.


Why are Quick Loans a Better Payday Loan Alternatives?

Payday loans by nature are rigid and lack flexibility – We believe we can do better with our Quick Cash Loans.
Flexible Repayments

You choose your repayment plan between 3 and 6 months. If you can repay earlier – let us know and benefit from lower interest rates.

Fast Application Process

A payday loan process is typically lengthy and has more steps. Applying for quick loans is fast, simple and convenient while focusing on your needs.

High Acceptance Rate

Payday loans companies view your credit score as the make it or break it. We assess the bigger picture and perform affordability checks too.

Frequently Asked Questions

Do you have a loan calculator?

Yes. On our apply page – we have a loan calculator slider. Simply select the amount you intend to borrow, and we provide the total cost of the quick loan by breaking it down so it is easy to understand.

How much can I borrow?

You can borrow between £250 and £2000 and use it for whatever you need it for. Borrow just what you need, not more and not less to avoid unnecessary costs.

Why should I trust Quick Loans Express?

Simply put – we want what is best for you. That’s why we have a flexible repayment plan and easy cash loan management. We are a fully legal lender authorised and regulated the FCA.

What do I need to be eligible for a cheap loan?

In addition to passing our fair credit checks and affordability checks – 4 things in total:

  • Be over 18 years of age
  • A UK bank account
  • Reside permanently in the UK
  • A steady source of income
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