Quick Loans UK
Borrow between £200 – £1100 with us today. Get an instant decision and if approved, 1-hour or same day funding. Quick Loans Express is authorised and regulated by the Financial Conduct Authority. To ensure safe and ethical lending, we assess your affordability and perform credit checks. However, people with a poor credit history can still apply. If you can afford it, we provide it.
About Our Quick Cash Loans with Same Day Payout
There are many times in our lives when financial emergencies crop up, yet we don’t have where to turn. It may be emergency travel, a broken fridge or an outstanding bill. In these situations, people may look for fast cash, and they usually want it ‘today!’
One of the options is to turn to fast payout loans. This means borrowing money for the short term from a lender and paying the loan amount back in instalments. The payout is quick; usually on the same day from when a person is approved; but Quick Loans Express do better! If approved, we can fund your money within 1 hour.
Same Day Payout Loans for Emergencies
With life in the fast lane, people want to receive fast responses and immediate action. We believe that borrowing should be no different. Although we do not offer same day cash loans to the door, our same day payout loans are an excellent alternative. Quick Loans Express offer:
- Instant decision after your application
- If approved, 1 hour loans,
- Money to your bank account (spend it how you like, i.e. cash, debit card, etc.)
- Flexible monthly instalments (up to 4 months)
Is this Type of Loan Right for You?
Despite their similarities, our fast loans, an alternatives to payday loans, have many advantages:
- Flexible repayments. You don’t need to pay by the next payday but in instalments. If you find you have the money earlier, you can repay early and save on interest.
- Less steps – faster communication and a more efficient service.
- Fair and high acceptance application rate
Can I Get A Loan with Bad Credit?
A bad credit score is likely to put people who need fast loans off from applying since it poses a higher risk to any lender. They are therefore more likely to be refused. Furthermore, typical payday loans will charge a high-interest rate. Fortunately, Quick Loans Express offer them with no extra fees and without a guarantor. We believe in fair and responsible lending. So, we look at more than just your credit score. The affordability checks reflect your ability to make repayments promptly and whether it will stretch your finances to the limit. We base our fast loan decision on the information you provide us, and we have a high acceptance rate.
Beware of Lenders Offering Loans with No Credit Check
No variation of no credit check loans is legal in the UK under FCA regulations. Any lender that does not perform a credit check is illegal and can cause you severe money problems. There are many debt charities like StepChange that can help you if you are struggling to get a loan.
Is it Possible to Get Same Day Loans on Benefits?
To apply for a same day loan with us, you must first meet our basic criteria:
- Over 18 years old
- Have a steady source of income
- UK bank account
- Be a UK citizen
Applicants need to show that they can repay whatever they borrow. However, it does not necessarily mean you need to be in full-time employment. Responsible lenders, like us, not only look if you are employed but we assess your outgoings to measure whether you can afford the loan. Although we consider benefits an income, it often is not enough alone to show your affordability. However, if you receive benefits in addition to an income – such as disability benefits together with a salary – Quick Loans Express may be able to approve your application.
Get Started Today for Quick Same Day Loans
Quick Loans Express’s application process has never been easier. With 24 hour access and even faster payout, Quick Loans Express does everything to keep the time from when you submit your application until the time you receive your loan to a minimum. We offer cheap same day loans online without any fees or upfront costs and we are FCA authorised lender you can trust. Apply with poor credit too and benefit from the same service.