Quick Loans in the UK
Borrow between £250 – £2000 with us today. Get an instant decision and if approved, 1-hour or same day funding. Quick Loans Express is authorised and regulated by the Financial Conduct Authority. To ensure safe and ethical lending, we assess your affordability and perform credit checks. However, people with a poor credit history can still apply. If you can afford it, we provide it.
About Our Loans
With life in the fast lane, people want to receive fast responses and immediate action. We believe that borrowing should be no different. Although we do not offer quick loans to you door, our same day payout loans are an excellent alternative. We offer:
- Instant decision after your application
- If approved, 1 hour loans,
- Money to your bank account (spend it how you like, i.e. cash, debit card, etc.)
- Flexible monthly instalments (between 3 – 6 months)
Same Day Loans for Emergencies
What is a same day loan?
Same day loans refer to getting approved and receiving your loan on the same day that you submit your application. They are designed to help you in times of financial emergencies when you need cash immediately.
Do you have a broken car; a washing machine or an urgent electrical bill? That is where we at Quick Loans Express can help. Once you’e submitted your application, we give you an instant decision and wire you the money on the same day. On most days we can send you the cash in just over an hour!
Is Our Product Right for You?
Despite their similarities, our fast loans, an alternative to payday loans, have many advantages:
- Flexible repayments. You don’t need to pay by the next payday but in instalments. If you find you have the money earlier, you can repay early and save on interest.
- Less steps – faster communication and a more efficient service.
- Fair and high acceptance application rate
Can I Get Same Day Loans with Bad Credit Online?
A bad credit score is likely to put people who need fast loans off from applying since it poses a higher risk to any lender. They are therefore more likely to be refused. Furthermore, typical payday loans will charge a high-interest rate. Fortunately, we offer quick loans with bad credit with no extra fees and without a guarantor. We believe in fair and responsible lending. So, we look at more than just your credit score. The affordability checks reflect your ability to make repayments promptly and whether it will stretch your finances to the limit. We base our decision on the information you provide us, and we have a high acceptance rate.
Beware of Lenders Offering Fast Cash Loans with No Credit Check
The FCA consider no credit check loans in the UK unsafe and irresponsible. Any direct lender that does not perform a credit check can cause you severe money problems. We do not recommend you use them. There are many debt charities like StepChange that can help you if you are struggling to get a loan.
Can I Borrow Online If I’m on Benefits?
To apply with Quick Loans Express, you must first meet our basic criteria:
- Over 18 years old
- Have a steady source of income
- UK bank account
- Be a UK citizen
Applicants need to show that they can repay whatever they borrow. However, it does not necessarily mean you need to be in full-time employment. Responsible lenders, like Quick Loans Express, not only look if you are employed but we assess your outgoings to measure whether you can afford the loan. Although we consider benefits an income, it often is not enough alone to show your affordability. However, if you receive benefits in addition to an income – such as disability benefits together with a salary – we may be able to approve your application.
Get Started with Same Day Quick Loans Now!
With 24 hour access and same day payout, we do everything to keep time from holding you back from getting your loan fast! We offer relatively cheap same day loans online without any fees or upfront costs and we are FCA authorised lender you can trust. Apply with poor credit too and benefit from the same fast service.