Quick Loans UK

Looking for Quick Loans in the UK? Quick Loans is our middle name! Applying for a loan with us has never been easier. Our online application takes only minutes to complete, and you can borrow between £200 – £1100. We provide you with an instant decision, and if approved, we can fund the quick cash within 1 hour. That’s fast! Quick Loans Express is authorised and regulated by the Financial Conduct Authority. To ensure safe and ethical lending, we assess your affordability and perform credit checks. However, this is only our starting point – people with a bad credit rating can still apply. If you can afford it, we provide it.


Fast Loans with Instant Decision.

No guarantor needed. Free same day funding if approved.

Fast Loans with Instant Decision.

No guarantor needed. Free same day funding if approved.


About Our Quick Cash Loans

There are many times in our lives when financial emergencies crop up yet we don’t have where to turn. It may be an emergency travel plan, a broken fridge or an outstanding bill. In these situations, people may look for fast cash, and they usually want it ‘today!’
One of the options is to turn to fast payout loans which means borrowing money for the short term from a lender and paying the loan amount back in instalments. The payout is quick; usually on the same day from when a person is approved; but we do better! If approved, we can fund your money within 1 hour.


What is the Difference Between a Quick Cash Loan and a Quick Payday Loan?

Fast cash loans are pretty similar to quick payday loans; they are both unsecured, short term loans. However, the difference between them is subtle. Payday loans give you until your next payday to repay. Quick loans will typically give you a few months so that it is easier to repay. Quick Loans Express can offer you both as our repayment plans are flexible over a 4-month period.

How Does a Quick Payday Loan Work?

After making the decision to apply for a fast payday loan and deciding how much you need to borrow, you need to fill in our easy online application. This should take you no more than 5 minutes. You select how much you want the payday loan to be for and for how long. Then you will need to fill out for your fast payday loan UK, personal details and amongst other things, questions about your income and outgoings. This will help us determine if it is safe and responsible for us to lend to you. You can then leave the rest to us.

Our advanced technology allows us to make a quick approval decision – within 30 seconds. If you are approved, we then ask you a few more questions, and then we can fund the quick, easy payday loan in your account within 1 hour or at least on the same day. The repayment period – agreed by you beforehand – starts from the time you receive the quick payday loan online.

Can I Apply if I am Unemployed and/or On Benefits?

To apply for any fast loan, you must be able to prove that you have a steady source of income. This, however, does not mean you have to be employed, meaning if you have rental income, income from benefits, monthly pension etc. that proves you can afford to take out the loan, we will consider your application. However, if you are unemployed and do not have enough to cover the cost of the fast loan, you should consider other borrowing options or turn to the many money advice charities that will help you with your finances.



About Our Quick Cash Loans

There are many times in our lives when financial emergencies crop up yet we don’t have where to turn. It may be an emergency travel plan, a broken fridge or an outstanding bill. In these situations, people may look for fast cash, and they usually want it ‘today!’
One of the options is to turn to fast payout loans which means borrowing money for the short term from a lender and paying the loan amount back in instalments. The payout is quick; usually on the same day from when a person is approved; but we do better! If approved, we can fund your money within 1 hour.


What is the Difference Between a Quick Cash Loan and a Quick Payday Loan?

Fast cash loans are pretty similar to quick payday loans; they are both unsecured, short term loans. However, the difference between them is subtle. Payday loans give you until your next payday to repay. Quick loans will typically give you a few months so that it is easier to repay. Quick Loans Express can offer you both as our repayment plans are flexible over a 4-month period.


How Does a Quick Payday Loan Work?

After making the decision to apply for a fast payday loan and deciding how much you need to borrow, you need to fill in our easy online application. This should take you no more than 5 minutes. You select how much you want the payday loan to be for and for how long. Then you will need to fill out for your fast payday loan UK, personal details and amongst other things, questions about your income and outgoings. This will help us determine if it is safe and responsible for us to lend to you. You can then leave the rest to us.

Our advanced technology allows us to make a quick approval decision – within 30 seconds. If you are approved, we then ask you a few more questions, and then we can fund the quick, easy payday loan in your account within 1 hour or at least on the same day. The repayment period – agreed by you beforehand – starts from the time you receive the quick payday loan online.

Can I Apply if I am Unemployed and/or On Benefits?

To apply for any fast loan, you must be able to prove that you have a steady source of income. This, however, does not mean you have to be employed, meaning if you have rental income, income from benefits, monthly pension etc. that proves you can afford to take out the loan, we will consider your application. However, if you are unemployed and do not have enough to cover the cost of the fast loan, you should consider other borrowing options or turn to the many money advice charities that will help you with your finances.



What Do I Need to Apply for a Fast Loan With No Guarantor?

Before applying for quick loans no guarantor, it is essential you figure out whether you meet the basic criteria first. You must:

  • Over 18
  • Prove you have a steady source of income
  • Be a UK resident
  • Hold a UK bank account

Applying for quick loans without a guarantor is a huge commitment and responsibility. We trust when you apply with us, that you understand the consequences of taking out a quick loan and the costs involved, especially if you fail to make the monthly repayments. You need to select how much you want to borrow (between £200 – £1100) and for how long – up to four months. We will assess your affordability and perform credit checks to ensure it is safe for us to lend to you too.


Quick Loans Online from a Direct Lender.

No guarantor needed. Free same day funding if approved.

Quick Loans Online from a Direct Lender.

No guarantor needed. Free same day funding if approved.


Apply for Quicks Loans with Bad Credit

A bad credit score is likely to put people who need fast loans off from applying since a poor credit score poses a higher risk to any lender and are more likely to be refused. Moreover, if accepted, they typically charge a higher interest rate. Nevertheless, people who need money fast will search for a lender willing to lend to a person with a bad credit score.

Fortunately, there are many direct lenders, Quick Loans Express included, who provide no guarantor quick cash loans with bad credit with no extra fees. We believe in lending fairly and responsibly so look at more than just your credit score. The affordability checks reflect qualitatively your ability to make repayments promptly and without stretching your finances to the limit. We base our fast loan decision on the information you provide us, and we have a high acceptance rate.

Beware of Lenders Offering Quick Loans with No Credit Check

No variation of quick loans no credit check is legal in the UK under FCA regulations. This means if you are looking for a same day loan, no guarantor or loans for unemployed – online or in a shop – where the lender does not perform a credit check be advised that they are illegal and can cause you severe money problems.


Why Should I Apply for Quick Loans Online?

There are many advantages of applying online for a fast loan. Most importantly, the fast amount of time it takes to get the loan beats any other style of lending. You are free to apply anywhere and at any time and you can be sure that your application will be dealt with swiftly. The funds too are usually managed online. Most online payday lenders will not require you to send any paperwork, so the process is much easier and simpler. Finally, searching online for a fast loan in the UK allows you to compare your options and find low-interest rates more conveniently then doorstep or traditional lenders.


Why Should I Apply for Quick Loans Online?

There are many advantages of applying online for a fast loan. Most importantly, the fast amount of time it takes to get the loan beats any other style of lending. You are free to apply anywhere and at any time and you can be sure that your application will be dealt with swiftly. The funds too are usually managed online. Most online payday lenders will not require you to send any paperwork, so the process is much easier and simpler. Finally, searching online for a fast loan in the UK allows you to compare your options and find low-interest rates more conveniently then doorstep lenders or traditional lenders.



Apply Now

Quick loans online can be a fast solution to a short-term problem. But just because they are fast to obtain, it does not mean you should make hasty decisions. We are an FCA authorised direct lender you can trust, and we believe in fair and responsible lending. Although Quick Loans Express is based in the UK, you can apply for our quick loans at your convenience, anytime online. We offer quick online loans of between £200 and £1100 for bad credit too. Benefit from an instant decision and 1 hour or same day payout if approved.



Written by: Karen Michaels
The article "Quick Loans" was last modified on