Fast loans of up to £1100 now! We are an FCA authorised, direct lender offering a 90-second decision after you apply online. If approved, we aim to deposit the money into your account on the same day. Bad credit score applicants welcome to apply too.


Your Questions? Our Answers

UK Fast Loans


Welcome to Quick Loans Express. We represent a fresh concept in short term loans for people looking for fast loans.  We offer an unparalleled service to assist you to get access to easy instant payday loans with the minimum amount of inconvenience. While some lenders may have hidden fees or may make the application process difficult, we try to make everything as straightforward and easy as possible. Our main focus is customer satisfaction, and we will do all we can to ensure that you become a happy customer. 



How Much Can I Get with Quick Loans Express?

Quick Loans Express offers fast cash to customers throughout the UK. Our fast loans range from £200 to £1100 and will get you cash in an instant if approved! We are also fully regulated by the FCA and are compliant with all rules and regulations.


Representative Example
Credit amount £500
Length of Loan 4 months
Number of repayments 4
Total Payment £863.24
Total Interest £363.24
Representative APR 997%


How Fast Can I Get A Loan With Quick Loans Express?

Our aim is to help you to complete the process as fast as possible, from the application stage to the funding of the money. With Quick Loans Express, you can get quick cash without the hassle. When applying for cash loans online, the process is swift and easy. It takes 2-3 minutes to complete the application and another 90 seconds before we give you a decision. You can apply 24/7, from anywhere, making your life easier. If approved, we will fund your account within 1 hour.


Fast loans from a reputable lender

Smooth and easy application process, with instant decision.

Apply Now


What is the Fast Loans Application Process Like?

Our fast and easy online application for our low interest same day loans takes just 2-3 minutes and has a speedy turnaround. You just have to fill in some facts including your name, address, birth date,  email, contact number, income, etc. Once you have applied, we will work out if you are eligible for a fast loan where we check your affordability and your credit score. This only takes 90 seconds to do, so it won’t be long before we get back to you and let you know if you are approved for our loans.


Need a Loan Fast?


With so many fast loan companies out there, it is important to compare your various alternatives to find yourself the most suitable loan. You need to make quick financial decisions in regards to emergency expenses. Making a well-informed decision is essential to your financial stability.



Consider every aspect of the loan:

  • Will it allow you to repay early without penalty?
  • Can it enable you to adjust payment dates as you go along?
  • Do you need to reapply every time you take another loan?
  • And most importantly, in this case, how quickly are you going to get the cash?

Scrutinising lenders’ websites for information like this will help you find the best loan for you to work with. All you have to have is a precise knowledge of the conditions. It is imperative to assess the conditions before selecting the decent alternative to your financial dilemma.


How Soon will I Get The ‘Fast Cash’ Loan?

What exactly is a fast loan? Within one hour? By the next business day? Within several hours? Our fast loans are deposited into your account within one hour after you have been approved for the loan. We are not experts in measuring speed, but should you ask us, that’s a quick turnaround from once we’ve reviewed an application to the time you receive cash in your bank account, if approved.



Fast Loans UK


When searching for fast loans online, you might come across various different types of loans. Here we explain the different loans types available in the UK.

Consider applying for unsecured instant paydays loan with Quick Loans Express if you find yourself in an emergency situation and urgently need fast funding. If you are approved, you can spend the money as you see fit –  pay down the debt, tackle your bills, get control of your finances. You can even research and compare various lenders in a short amount of time.


Find out about different types of Fast Loans UK
Type of Loan What they are for How to apply

Express Payday Loans

These unsecured fast loans are simple to be eligible for, as a typical lender may give you an instant decision or approval immediately. After applying, you should receive an immediate response, but you will get your final decision in up to 30 minutes to receive a lending decision.


Once you apply, if you are approved, you’ll receive an e-mail with no obligation on your part, to peruse for your acceptance. You then decide whether the loan and its terms meets your needs. Once you sign the contract digitally, the money transfers to your account within just a few hours.


Apply Now for a Fast Payday Loan
Cash Advance Loans With a direct cash advance, you’re less inclined to default. The amount you expect from your next check will cover the loan you have received, eliminating the cycle of debt. This protects you from debt and also keeps your lender protected as well.
A cash advance is advantageous because it’s quite easy to apply for and is convenient given that most lenders work beyond regular bank hours.  Each lender will have a list of criteria that you will need to qualify for the loan.

Apply Now for Cash Advance Loans


Expedite Same Day Loans When you get a same day loan online with Quick Loans Express, we remove every unnecessary step. No going to the office or bank. No interview. Not even picking up an envelope of cash or waiting for a cheque in the mail. If approved, there should be no delay in receiving your funds straight to your bank account, that very same day.
Often, if you’re looking for some quick cash, you are not looking for it tomorrow – you need it today! Therefore online lenders will be a great choice when you have an urgent need for same day loans.

Apply Now for Fast Same Day Loans


Quick Money Loans

With our fast money loan application form, you could be approved for a quick cash loan in a matter of minutes. You need to have a regular salary or wage income from employment that your employer pays directly into your bank account.
Whenever you apply for an unsecured money loan online with a reliable lending company, you will, need to fill in a few financial facts about yourself. You will then receive a lending decision of whether you are approved for a quick cash loan.
Apply Now for Fast Money Loans


Do We Approve Fast Loans with Bad Credit?

At Quick Loan Express, we offer “bad credit loans”, and you do not need to have perfect credit to apply! If approved, we will fund your loan directly to your bank account after approval.

Quick Loan Express has designed its application process to be understandable and straightforward. After answering some personal and work-related questions, you will submit your request for review. Then it is our turn. We will provide a decision after reviewing your application, as fast as possible. Don’t worry if you have bad credit. You can still get easy bad credit quick loans. Our decision to lend to you is based on a range of factors, including your affordability and personal circumstances. We will do everything we can to help you.




Is Using a Direct Lender Advantageous?

A payday loan direct lender, like Quick Loans Express, is one that moves the funds straight into your account. You fill in your details and correspond directly with us – the lender, and we process your application and payments. This process is different from that of an agent, known as a broker, who sources the payday loan for you. People apply for loans through a direct lender for two reasons. Firstly, because they have poor credit, they want a lender that can guarantee them direct funds. Secondly, they want a responsible lender in the UK because they would like to save time and money.

Regarding needing a direct lender, the idea is that using one of these (instead of a broker) will provide a faster turn-around time and lower fees since there is no middleman. You can find if you happen to have a job or steady source of income, a high approval lender that will overlook bad credit and favour your request for a direct lender bad credit quick loan. Beyond that, try a lender (like us) who specialises in processing the entire procedure on the web, from start to finish. This will not only make it convenient for you, but it also puts the cash in your hands quicker as we send to your bank account directly.



Our company is in the UK, unlike some other payday lenders who have head offices all over in the world. You may rest easy knowing we’re here for you. Being a British company means you’ll be able to depend on us to be one of the quickest UK loans in the marketplace.


Fast Loans No Credit Check

A no credit check payday loan is where you borrow money from loan companies; however, they do not factor in your credit history. They don’t place much weight on prior lending, hence the term “no credit check loan”. The result is that these lenders, instead, rely on other factors such as employment.

When you’re having severe credit problems, finding the funds is hard. Even though it’s tough to raise the desired funds, you will eventually discover a way that does not jeopardise your financial future. Even if you have a poor credit history, it is best to avoid taking no credit check fast loans. There are other options for people with bad credit, such as secure or guarantor loans. There are also some direct lenders who will consider your bad credit loan application for an unsecured fast loan.

Want an unsecured personal loan with the immediate approval decision for individuals with poor credit? We can offer fast cash relief with instant decision through our unsecured fast loans for people with bad credit.




You can still get a loan with bad credit


Are you reluctant to apply for a brand new unsecured loan since you have poor credit and want to avoid the embarrassment of being declined? If you are suffering from poor credit problems like arrears, late payment, foreclosures, bankruptcy, etc. it’s ok!  Applying for an unsecured loan is free. This is a classic example of someone who has less-than-stellar credit and may feel the need to go in search of “no credit check” loans, which could end up hurting them when they take a larger loan than they can afford to repay.

In fact, a lender that performs a credit check may be a better option than a lender who doesn’t. In performing a credit check, our goal is to ensure we lend responsibly to our customers.

Avoid No Credit Check Quick Loans

Legitimate lenders don’t offer “no credit check payday loans”. We always perform a full search of an applicant’s credit file at the credit reference agencies as part of our automated decision-making process. However, should you need to borrow money and are considering applying for high acceptance same day loans, but you do not want your credit file checked, there are loan providers who officially claim that they offer “no credit check payday loans”.



We would suggest, however, that you be wary of lenders offering them as it very possibly means that they do not perform sufficient routine checks designed to protect customers.  It is important to choose a lender that does proper checks to see if you’re able to afford a loan.


Fast Loans No Guarantor


A guarantor is a person who makes a promise to a lender that they will pay a loan or alternative type of debt instead of the debtor, in case of default. A guarantor usually signs a contract that states that if the borrower is unable to pay the loan back, the payments will be taken over by the guarantor. The term commonly references to financial assistance.

Some people have the choice to use a loan guarantor when they’re not able to borrow money from a family member or friends. In such a case, you might consider applying for a loan from Quick Loans Express. With our loans, we do not require a guarantor because we know how difficult it is when you are in a situation where you don’t have a guarantor.


Is it possible to get a fast loan with no credit check?

Although people search for no credit check fast loans, you will not find a legal lender that offers fast loans in the UK with no credit check. It makes no difference if you are looking for a fast loan or one that takes a little longer. No credit check fast loans are illegal. Quick Loans Express, offer fast loans and often even if you have a bad credit score.

I am on benefits and need a fast loan, is it possible to get one?

Some lenders who prioritise in getting you a fast loan will be willing to offer someone on benefits who needs a loan fast. Other lenders, however, won’t want to compromise swiftness with the risk of lending. Be aware, that most lenders will not lend to someone on benefits who have no other source of income. This is an ethical decision that the FCA has enforced to stop people falling into heavy debt. However, some lenders look at all your income as well as your credit score to ensure that if you need a loan fast you will get it.

Are fast loans with no guarantor easy to get?

Fortunately, having no guarantor speeds up the process of lending. This is because you waste no time looking for a guarantor and for the lender to communicate with the guarantor to ensure they agree with the loan. There are many fast cash online loans with no guarantor options available. There are even options to apply if you want a fast loan but have a bad credit without a guarantor. We at Quick Loans Express are happy for you to apply for a fast loan UK with no guarantor. Apply Now.

Where can I find fast loans in the UK?

Finding a fast loan in the UK has never been simpler. The two options are fast loans online in the UK or on the high street. However, we recommend you use the online option. Its quick and you can compare different lenders for the best fast loans. Many leading fast loan lenders operate online. To make sure it is UK based, you should make sure that the website is ‘co.uk’ as in quickloansexpress.co.uk. UK based lenders understand the normal income types and rates for the UK and must follow the FCA regulations and is, therefore, a much faster and safe way to borrow.


Taking a loan without a guarantor means that you bypass the additional paperwork associated with a loan that requires a guarantor. You also don’t have to find somebody who’s willing to guarantee your loan for you.  This greatly speeds up and simplifies the application process. That said, interest rates can be higher for no guarantor loans since they tend to be more risky for the lender. It also might be difficult to get your loan approved especially if you have a low credit score.

With Quick Loans Express loans, you do not need a guarantor. Why hassle family and your friends when you can apply for the funds that you need without the extra trouble of locating a guarantor?


Can I Get Fast Loans Without a Guarantor?

Do not put off getting a loan for the cash you’ve been looking for just because you do not have a guarantor. You can apply for the cash you need, with no guarantor instant loans from Quick Loans Express. Also, do not let other lenders pull you in for meeting after meeting. With Quick Loans Express there is no travel and no guarantor. Apply today!



Why Should I Trust Quick Loans Express’s Fast Loans?

Quick Loans Express is authroised by the FCA. This means that we will only lend to people who can afford it and we follow the guidelines set out by the FCA. Short term loan companies seem to have a bad reputation. Hardly a week goes by when one of them hasn’t made the headlines for a bad business practice. There are quite a few loan sharks out there that you should avoid as well. Thankfully, we have proved ourselves as responsible lenders. Because we want to be in existence for the long term, we put customer satisfaction above our profit margins. While we hope that you will only ever need to use us once, we want to be sure that, should the need arise, you will choose us again due to the great service that we have provided.

Our clients are from a wide variety of backgrounds, and many have the option to access other forms of credit but opt to use these loans because they are quick and easy. Some lenders don’t understand the importance of this and make the application process difficult for the client.



With Quick Loans Express, you don’t need to do any faxing or mailing documents. All you are required to do is to fill out a simple online application form and choose how much you want to borrow. We have taken into account the feedback we have heard from customers of other loan firms before we set up Quick Loans Express. Here are some of the issues that were raised repeatedly:

  • You wanted a loan service which was quick.
  • You wanted a service that was easy to use.
  • It was vital to you that you didn’t want a fast loan company to pester you to take out more cheap quick loans or badger you in other ways.

Taking all this feedback into consideration, we tried to make the perfect loan service for everyone.



Get Your Fast Loans Now! No Fuss


If you are in need of some fast cash to fix an emergency, just ask by completing our online form. The speed of our service depends on the accuracy of your input, the number of applicants, and the length of the verification process.

Applying for Fast Loans with Quick Loans Express

Do you know what sets responsible lenders apart from others? Transparency and speed. At Quick Loans Express, our speed and efficiency never compromises on standards. We process your application at top speed and will get the money into your account within one hour of approval. But, we think it is important that our customers know what they are signing up to. That’s why we show all of our fees upfront so that you will not have any unexpected surprises further down the line.  Please visit the ‘Our Charges’ page to see more details. Here is an example of a fast loan you may take out, showing how much you can save by repaying early.


Fast Loan £500 over 1 month

If you repay your entire loan after: Amount of interest you’d pay Total saved through early repayment
5 days £17.50 £91
10 days £35.00 £73.50
20 days £70.00 £38.50
1 month £108.50 £0

Regardless of what the reason is you’re looking for a loan, we can help you get it fast!

  • Borrow between £200-£1100
  • Cash deposited quickly
  • 100% online application
  • No hidden charges
  • Open all year round, even on bank holidays


Made Your Decision? Apply Now!


Now that you know which options are available to you when you need fast cash quick, you can look at your situation objectively. That way, you can decide if Quick Loans Express is the right solution for you. If you are in need of quick money online to cover a temporary money problem, we could be just the right lender to apply with!

Quick Loans Express prioritise with getting you a fast loan as quickly as possible. Our secure online application takes only 3 minutes to complete. It then takes just 90 seconds for you to receive our decision. If approved, it can take us 1 hour to have the money deposited in your account. However, this depends if you apply on a working day or the weekend. We are an FCA authorised direct lender who cares about your safety and your urgency. We specialise in fast loans for people with bad credit. Apply Now.