Direct Lender Loans

Bad Credit Welcome
Same Day Funding
Direct Lender
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Unexpected Expenses? Need Cash From a Direct Lender Fast? Try Quick Loans Express.

  • No guarantor needed
  • Apply any time, anywhere
  • Borrow loans amount between £250 – £,2000
  • Authorised and regulated by the FCA
  • Apply with bad credit
  • 90-second loan decision
  • Receive money in your bank account in 1 hour, if approved


Why You Should Use a Direct Lender

There are many benefits for using a lender over a broker to get a loan, these include:


You want a fast service – we provide it. With no intermediary acting as a broker, there is less fuss, and it is more direct, which saves a lot of time.

Information Kept Private

As a direct lender, we don’t share any of your personal information unless you allow us to. Who needs pesty calls, texts or emails from other companies?

No Extra Fees

If you deal with a third party, they are likely to charge you extra fees for using their service. No extra fees here though!

You Can Get Bad Credit Loans From a Direct Lender!

Legend has it that people looking for loans for bad credit from a direct lender are nearly impossible to find. But this is not the case with Quick Loans Express. We give you the best of both worlds as we look at your bigger financial picture. If you are looking for a no guarantor loan in the UK for poor or very bad credit with no fees only, you have come to the right place. As a fair direct lender, bad credit does not deter us from lending to people who can afford it. What’s more, you benefit from competitive interest rates and high acceptance especially for homeowners.


The Problem with No Credit Check Loans from Direct Lenders

Navigating the instant pay day loan market is difficult, and especially if you don’t know what is legal. Whether you are looking for small money loans of £50, £100 or even £200 or even something larger like £1000, if lenders offer the following things you must avoid them:

  • No credit check loans
  • Guaranteed approval loans

Furthermore, always check lenders for a clickable FCA authorisation company number. Quick Loans Express is a reliable FCA authorised no guarantor direct lender that cares about your safety. This is our FCA authorisation. If you are financially struggling and cannot afford to take out a loan, there are many money advice services and debt charities that can help you.

Check Out Our Instalment Loans from Direct Lenders

Pay in instalments from 3 – 6 months

Pay monthly to coincide with your paycheque

Have the money to pay early? Repay at any time and save on interest

Payday Loans from Direct Lender Quick Loans Express

Quick Loans Express is a fast payday loans alternative lender here to assist you in emergency financial situations. By using us, we will ensure you have a swift and safe payday lending experience. After applying for direct lender loans, we provide you with an instant decision and if approved, loans with same day payout. We are authorised and regulated by the FCA – and we believe in fair and responsible lending. You can apply for a payday loan from a direct lender UK with bad credit too!

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