Welcome to Quick Loans Express. We are a fast and secure no guarantor loans, direct lender. Our direct lender loans are authorised and regulated by the Financial Conduct Authority (FCA). Simply apply online 24 – 7 and borrow between £250 – £2000. We carry out a credit check and assess your affordability. We provide all our loan applicants with an instant decision. Above all, we specialise in direct lender loans for bad credit. If approved, we can fund the money in your bank account within the hour.

Applying for Short Term Loans from Direct Lenders

When unexpected expenses arise, and you need cash fast, you may search online for ‘short term loans direct lenders’ as opposed to a broker. It is essential to know before applying for a short term or long-term loan, whether it is a broker or direct lender as they can be very different.

There are many benefits when using a direct lender:

  • Speed

    Using a direct lender allows for faster and better communication between the borrower and lender. If the direct lender needs to relay information about your quick cash loan – they will do so directly which will save alot of time.

  • Data Information is Kept Private

    Applying to a broker means that your data is shared amongst the lenders even if they do not provide you with a loan. Once they have your contact information, you are likely to receive annoying calls, texts and emails. When applying to a direct lender, there is no go-between, you only share your data with them.

  • No Extra Fees

    If you deal with a third party, they are likely to charge fees for using their service. A direct lender will keep costs down.

Loans for Bad Credit from Direct Lenders

Legend has it that people with bad credit find it very hard to get loans from a direct lender. The belief is that loan applications through a broker will give you a higher acceptance rate although the interest rates may rise dramatically. However, all legal and responsible direct lenders, regulated and authorised by the FCA must perform a credit check and assess affordability. The rules are to protect vulnerable people from debt.

However, applying with us as a direct loans lender in the UK will get you the best of both worlds. We look at the bigger picture and have a high acceptance rate. If you are looking for a no guarantor, direct lender loans for poor or bad credit with no fees only, you have come to the right place. As a direct lender, bad credit does not deter us from lending to people who can afford it.


Which Direct Lender Loans Should I Avoid?

Navigating the direct lender payday loans market is difficult, and especially if you don’t know what is legal. Whether you are looking for small loans of £50, £100 or even £200 or even something larger like £1000, if direct lenders offer the following things you must avoid them:

  • No credit check loans
  • Guaranteed approval loans

Furthermore, always check direct lenders for a clickable FCA authorisation company number. Quick Loans Express is a reliable FCA authorised direct lender that cares about your safety. This is our FCA authorisation.

Instalment Loans from Direct Lenders

One of the benefits of using a direct lender from the UK as opposed to the broker is knowing precisely what your direct lender can offer before applying for a loan. So let’s get the facts straight now:

  • You can borrow £250 – £2000
  • Use a UK direct lender
  • Pay back your loan in monthly instalments (from 3 – 6 months).

Quick Loans Express is a flexible direct lender, and we like to give our customers choice. You can select how many instalments you wish to make from between 3 – 6 months. Please note: we don’t offer to pay in weekly instalments, as we try to arrange the repayments to coincide with your monthly paycheck (or when you receive your income if you are unemployed). Again, if you are looking specifically for instalment loans no credit check from a direct lender, be advised that they are illegal and will compromise your safety.

Why You Should Choose Quick Loans Express for Direct Lender Loans

Quick Loans Express is a fast, direct lender here to assist you in emergency financial situations. Using us as your direct lender will ensure you have a swift and safe payday lending experience. After applying for direct lender loans, we provide you with an instant decision and if approved, loans with same day payout. We are authorised and regulated by the FCA – and we believe in fair and responsible lending. You can apply with bad credit too!

Written by: Taylor Rose
The article "Direct Lender Loans" was last modified on