Apply Now for a Loan from a Reliable Direct Lender

Bad Credit Welcome
Same Day Funding
Direct Lender
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Why Get Direct Lender Loans from Quick Loans Express

Quick Loans Express is a leading direct lender for online loans in the UK. We are here to help you at every stage of your loan process. When you apply on our website, you’ll receive a confirmation instantly and we’ll transfer the money directly to your bank account if approved. Applying directly to a lender like Quick Loans Express allows for a quicker decision time and a one-hour loan pay-out if you pass affordability and credit checks. Using our direct process means you can communicate with us every step of the way.

  • No guarantor needed
  • Apply any time, anywhere
  • Borrow loans amount between £250 – £,2000
  • Apply with bad credit
  • 90-second loan decision
  • Receive money in your bank account within 1 hour, if approved


Benefits of Using a Direct Lender Over a Broker

There are many benefits to using a loan lender over a broker to get a loan, these include:


Who likes waiting around when you need to borrow cash fast? When you cut out the intermediary broker, the process is streamlined to get you what need quickly.


As a direct lender, we don’t share any of your personal information without your permission. We value your time and understand that you don’t want pesky calls, texts, and emails from other companies.

No Extra Fees

When you go through a third party, they are likely to charge you extra fees for using their service. No additional fees here though!

Is Quick Loans Express a Payday Loans Direct Lender?

Quick Loans Express is a direct lender who offers payday loan alternatives between £250 and £2,000 to assist you in emergency financial situations. When applying for credit with us, we will always ensure you a swift and safe payday lending experience. After applying for a direct lender loan, we will give you an instant decision and if approved, fund you within the hour. We are authorised and regulated by the FCA, and we believe in fair and responsible lending.

Can I Get Bad Credit Loans from Quick Loans Express?

Legend has it that loans for bad credit from a direct lender are nearly impossible to find. But this is not the case with Quick Loans Express. We give you the best of both worlds by looking at your bigger financial picture. If we see that you can afford the loan repayments and you are responsible with your money, we will be happy to fund you the money you need no matter your credit score. Apply now for a bad credit loan and enjoy getting your loan direct.


Can I Get No Credit Check Loans from Direct Lenders in the UK?

Navigating the instant payday loan market can be difficult, especially if you don’t know what’s legal. Whether you’re looking for small loans UK of £50, £100, £200 or even £1000, if lenders offer the following products you should avoid them at all costs:

  • No credit check loans
  • Guaranteed approval loans

Lenders who offer these loans may be illegal, and they definitely don’t care about you financially. Getting a loan when you can’t afford it can harm you financially and wreck your chances of borrowing credit in the future. In addition, always check for a clickable FCA authorisation company number on the lender’s website. Quick Loans Express is a reliable FCA authorised direct lender who cares about your safety. This is our FCA authorisation. Finally, if you are struggling financially and cannot afford to take out a loan, there are many money advice services and debt charities that can help you.

When Applying for an Instalment Loan from Quick Loans Express, You Can:

Pay in instalments from 3 – 6 months

Pay monthly to coincide with your paycheque

Repay early and save on interest

Quick Loans Express has helped 1000’s of customers in the UK get a loan direct in their time of need. Apply Now and get up to £2,000 with an instant decision and funding within the hour, if approved.

What our customers say about us:

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