Once you have completed your 3-month loan application, we will send the details to our underwriting team. Their job is to review the application and the individual circumstances of everyone who applies for a loan with us. They will then decide whether we can lend to them. While it’s crucial to us to help as many customers as possible, it’s even more vital for us to be sure that everyone who takes out a loan with us, can afford the repayments. However, we will do our best to make this decision as quickly as possible.
If you have any questions about our decision and need more information about your application for a 3 month loan, get in touch with our friendly customer service team. They will be very happy to answer any questions. They can also give further details on repayment schedules, although you will receive full details when the loan application is confirmed.
After your application for a 3 month loan has been approved, the next step is for us to transfer the money to your bank account. We know that in many circumstances, our customers have bills or other obligations that they need to pay quickly. For this reason, we aim to transfer the money that they have borrowed to their bank account within four hours of approval coming back from our underwriting team.
Once the loan is approved, you will have access to our online loan management portal. This makes it easy for you to make repayments, understand when repayments are due and answer any questions that you may have about the loan itself.