Looking for instant payday loans? Quick Loans Express specialises in instant decision loans with same day payout if approved. Your loan can be in your account within one hour of approval. Apply now for up to £2000. We are an FCA-authorised direct lender you can trust, and we welcome people with bad credit to apply too.




Loans with an Instant Decision


Although you can get fast loans with a decision on-the-spot, some say that there is really no such thing as an “instantaneous loan” because most loans need an application and approval process.

However, our Quick Loans Express application:

  • Takes a couple of minutes to fill out
  • You will receive an instant decision*
  • Straightforward and easy to use

In some instances, we may need to look at your application a bit further. In that case, the decision will take no longer than 30 minutes as we need to proceed with our standard checks. We like to think the process is convenient for our customers although we are unable to grant every applicant a loan instantly.


Quick Loans Express, one of the most secure payday lenders online understands that sudden things occur, and payday may be too far away for you to get the income you need today. That is why we offer online easy quick loans that can help you make it through a time that is challenging.





How Quick Loans Express Online Payday Loans Are Unique
Firstly, we offer a completely transparent service that allows you to apply for and obtain an instant online decision within a matter of minutes. Once accepted, we make an effort to transfer funds to your selected banking account within 1 hour of your application. Our customers require payday loans with immediate payout, and that’s why we pride ourselves on our fast cash transactions.
Transparent Service
Furthermore, we are very likely to beat the costs charged by the majority of UK payday lenders in the industry. Our approval rates are also very high.
Lower Charges
In addition, our efficiency is due primarily to our easy application process, which doesn’t need paperwork or any comprehensive information. This shortens the process of getting instant loans immensely. You can begin to understand why we can assist you with your cheap same day loan UK so efficiently. This is because you can complete the entire process online.
Efficient and Easy Application
Our customers look to us, on account of our effective service every time they come across financial problems.  We owe a great deal of our success to our customers who spread our name via recommendations.
Top Notch Customer Service


How Long Does it Take to Receive the ‘Instant’ Payday Online Loan?

How Long Does it Take to Receive the ‘Instant’ Payday Online Loan?

If approved for our instant payday loans, it can take us as little as 1 hour to deposit it into your account. However, this depends on a lot of factors, including; working day and weekends and your bank. Quick Loans Express affords you the ability to manage your finances, as there is no way to know when you could need the extra support. Rather than finding yourself dealing with late fees, unpaid bills or other expenses, you can get the temporary aid you need, if you want it. By providing you with your loan in the shortest amount of time possible is it surely going to put your mind at ease.


How Much Can I Borrow?

How Much Can I Borrow?

You can borrow from £250 and up to £2000 on our direct lender loans. This applies to new borrowers too. Our small payday loans alternatives, are designed to help you in an emergency or to pay your fees on time. However, they should not be used as a long term fix. If used incorrectly, payday loans can only make the situation worse.

The Benefits Of Using Quick Loans Express


  • 5 minutes to fill out an online application form
  • Instant decision and approval online
  • No hidden fees or costs
  • Low-interest rates and APR*
  • Flexible funding and repayment terms
  • Cash deposited in an hour
  • Strict data protection
  • FCA registered
  • High acceptance rates

You can apply for an instant loan 365 days a year, 24 hours a day, seven days a week. Throughout the day, in the middle of the night, and also on bank holidays. The finances you need will be in your bank account, within an hour after your application approval.



Quick Loans Express Have No Hidden Charges


You will know exactly what you are getting when applying with us, as our application is exceptionally straightforward and there are no hidden fees. We’ll never charge you a service payment as applying with us is wholly free of charge. Our financing team will be with you every step of the application procedure to offer you with assistance and give you advice.

  1. Apply anytime
  2. In most cases, we process applications within 30 minutes



Using Our Loans Responsibly


Please keep in mind that while people use Quick Loans Express every day, our short term loans are designed to be used responsibly. They are here to make it easy for you to look after the costs that cannot wait so that you may start saving money for the next time you have unexpected expenses. Always make sure to use a trusted, FCA- authorised lender who will help you get your finances in order.

The loan is usually repaid on your next payday, with a fixed amount of interest. Cash loans are transferred into the borrower’s bank account, and they will probably use the funds until the next payday. The power of one of these loans is that although lenders will perform credit checks, you may receive an almost immediate acceptance and fast deposit of funds.


Typically, people with poor credit rating will be the people who benefit from payday loan companies with instant payout. Instant loan lenders provide a prompt service during an emergency. Once your application is authorised, the lender can transfer your funds to your banking account within several minutes.

QLE do not require explanations of what your loan is for; though banks occasionally tend to request this information.




Instant Cash Loans


Many people have started searching for quick cash loan or lenders in the UK who offer cash loans in an instance. This is because people expect everything nowadays to be instant, getting an immediate loan should be no different. That’s why you can apply with us today. You get them online or in a money shop. However, we recommend you apply for cash loans online as they are a lot quicker and hassle-free. If applying for one of our payday loans, you will receive an instant decision.


How Soon will I Get The ‘Instant Cash’ Loan in the UK?

How Soon will I Get The ‘Instant Cash’ Loan in the UK?

What exactly is an instant payday loan? Within one hour? By the next business day? Within several hours? Our loans are deposited into your account within one hour after you have been approved for the loan. We are not experts in measuring speed, but should you ask us, that’s a fast turnaround from once we’ve reviewed an application to the time you receive cash in your bank account if approved.



Although we do not offer cash loans at your door or doorstep cash loans, you can take it out of your nearest cash machine as soon as we have wired you the money. We do not recommend applying through a broker online as they can take longer to process the application. Instant payday loans no brokers are available here at Quick Loans Express.

Does Quick Loans Express Offer Instant Cash Loans for Unemployed or People on Benefits?

Does Quick Loans Express Offer Instant Cash Loans for Unemployed or People on Benefits?

When applying for a loan, you need to have some source of income that can prove you will be able to make the loan repayments. Without a reliable source of work income, most lenders will not lend to you. However, when applying for easy instant cash loans with Quick Loans Express, we require you only to prove you have a reliable income. This could be in the form of a monthly wage or income from a tenant, etc. The same applies to people searching for cash loans on benefits.

Quick Loans Express has high acceptance rates. We provide great APR rates to the consumer.  Upon authorisation, you’ll have the loan amount deposited into your bank account on the same day, when possible.



Are Our Instant Loans Safe?

Are Our Instant Loans Safe?

In this fast-paced electronic world, entering into a loan contract involves consideration and careful thought. Consequently, instant loans could be somewhat dangerous. However, at Quick Loans Express, we make sure not to skip any of the vital decision-making steps to fund the loan quickly. Still, we offer fast loans online no guarantor, no paperwork and no fax to avoid as much unnecessary hassle as possible. Furthermore, we are an FCA authorised lender. QLE is based in the UK and therefore bound by the laws of the FCA. We take care to ensure all our payday loans are fair and moral.


No Credit Check Loans with an Instant Decision


If you have bad credit, you may be looking for a lender that does not carry out a credit check before lending you money. No credit check loans are most likely illegal in the UK. If you do find a no credit check lender who is willing to give to you without a credit check, it could be dangerous for you to do so as your safety is not the lender’s priority. Loans for bad credit are available from responsible lenders online who are licensed by the FCA. At Quick Loans Express, we do offer loans with bad credit with instant decision.


I Have a Bad Credit Score; Can I Get a Loan?

I Have a Bad Credit Score; Can I Get a Loan?

Yes. You might be wondering why lenders like Quick Loans Express will lend to customers who have bad credit. Normally, lenders will not give fast loans online for bad credit instant decision as they are taking a larger risk by lending to someone with a bad track record. However, at Quick Loans Express, we believe that our customers are better than their credit score. Instead, QLE might focus on other aspects of a customer’s situation, such as their ability to repay the loan.

We offer loans for bad or poor credit with no guarantor, no fees and with an instant decision. What we aim is to give our payday loans with the least amount of hassle, but a high level of responsibility and care. Quick Loans Express doesn’t only lend to people with a great credit score; we also give loans for people with bad credit – instant decision, no fees without compromising on the interest rates!




What Happens if I Can’t Repay my Loan?

What Happens if I Can’t Repay my Loan?

If you find that you are unable to repay the loan within the fixed period, you will often be able to refinance your loan. This will mean increasing the interest cost for that continuous period of the loan. People often turn to instant loans when they don’t meet their monthly expenditure needs. Unless, of course, you maintain a proper spending budget and also have control over your expenses, you’re likely to face this problem.


Our loan application process itself will be a lot faster and far less strict than other organisations. For example, banks or building groups require payslips and bank statements.


Typically, the capability to repay the interest together with the loan is guaranteed through the credit checks that all FCA authorised lenders perform. They’re usually an expensive solution to an investment management problem.  Payday cash loans are short term loans that have a considerably high level of interest.


Find Out About Different Types of Loans

Find Out About Different Types of Loans

Type of Loan What they are for How to apply

Express Payday Loans

These unsecured loans are simple to be eligible for, as a typical instant payday lender may give you a decision immediately or approval immediately. After applying, you should receive an immediate response, but you will get your final lending decision in up to 30 minutes.


Once you apply, if you are approved, you’ll receive an e-mail with no obligation on your part, to peruse for your acceptance. You then decide whether the loan and its terms meets your needs. Once you sign the contract digitally, the money transfers to your account within just a few hours.


Apply Now for an Express Payday Loan

Cash Advance Loans

With a direct cash advance, you’re less inclined to default. The amount you expect from your next check will cover the loan you have received, eliminating the cycle of debt. This protects you from debt and also keeps your lender protected as well.
A cash advance is advantageous because it’s quite easy to apply for and is convenient given that most lenders work beyond regular bank hours.  Each lender will have a list of criteria that you will need to qualify for the loan.

Apply Now for Cash Advance Loans


Speedy Money Loans

With our money loan application form, you could be approved for an instant money loan in a matter of minutes. You need to have a regular salary or wage income from employment that your employer pays directly into your bank account.
Whenever you apply for an unsecured money loan online with a reliable lending company, you will need to fill in a few financial facts about yourself. You will then receive a lending decision of whether you are approved are approved.
Apply Now for Instant Money Loans

Express Payday Loans

What they are for

These unsecured loans are simple to be eligible for, as a typical instant payday lender may give you a decision immediately or approval immediately. After applying, you should receive an immediate response, but you will get your final lending decision in up to 30 minutes.

How to apply

Once you apply, if you are approved, you’ll receive an e-mail with no obligation on your part, to peruse for your acceptance. You then decide whether the loan and its terms meets your needs. Once you sign the contract digitally, the money transfers to your account within just a few hours.

Apply Now for an Express Payday Loan

Cash Advance Loans

What they are for

With a direct cash advance, you’re less inclined to default. The amount you expect from your next check will cover the loan you have received, eliminating the cycle of debt. This protects you from debt and also keeps your lender protected as well.

How to apply

A cash advance is advantageous because it’s quite easy to apply for and is convenient given that most lenders work beyond regular bank hours.  Each lender will have a list of criteria that you will need to qualify for the loan.

Apply Now for Cash Advance Loans

Speedy Money Loans

What they are for

With our money loan application form, you could be approved for an instant money loan in a matter of minutes. You need to have a regular salary or wage income from employment that your employer pays directly into your bank account.

How to apply

Whenever you apply for an unsecured money loan online with a reliable lending company, you will need to fill in a few financial facts about yourself. You will then receive a lending decision of whether you are approved are approved.

Apply Now for Instant Money Loans


The Benefit of Using a Payday Loans Direct Lender


  • Speed
    Using a direct lender online for a payday loan allows for faster and better communication between lenders and borrowers. It only makes it more instant.
  • Data Information is Kept Private
    Applying to a broker means that your data is shared amongst the lenders even if they do not provide you with an instant payday loan. Once they have your contact information, you are likely to receive annoying calls, texts and emails. When applying to a direct lender, there is no go-between, you only share your data with them.
  • No Extra Fees
    There is no third party so, therefore, no extra fees. A direct lender will only keep costs down.

Instant Payday Loans with Bad Credit from Direct Lenders

Instant Payday Loans with Bad Credit from Direct Lenders

Legend has it that people with bad credit find it very hard to get instant payday loans from a direct lender. The belief is that loan applications through a broker will give you a higher acceptance rate although the interest rates may rise dramatically. However, all legal and responsible direct lenders, regulated and authorised by the FCA must perform a credit check and assess affordability. The rules are to protect vulnerable people from debt.


However, applying with us as a direct loans lender in the UK will get you the best of both worlds. QLE look at the bigger picture and have a high acceptance rate. If you are looking for a no guarantor, direct payday loans for poor or bad credit with no fees only, you have come to the right place. As a direct lender, bad credit does not deter us from lending to people who can afford monthly instalment repayments who need the payday loan in an emergency.

Can I Get a No Brokers Loan Instantly?

Can I Get a No Brokers Loan Instantly?

When looking for an instant payday loan with no broker, make sure to do your research well. Confirm they are an FCA authorised lender and deal responsibly with their customers. Quick Loans Express is a direct lender and offers an immediate decision and same day payout once approved.



Which Online Payday Loans Direct Lender Should I Avoid?


Navigating the online direct lender payday loans market is difficult, and especially if you don’t know what is legal. Whether you are looking for small loans of £50, £100 or even £250 or even something larger like £2000, if direct lenders offer the following things you must avoid them:

  • No credit check loans
  • Guaranteed approval loans
  • Instant approval

Furthermore, always check direct lenders for a clickable FCA authorisation company number. Quick Loans Express is a reliable FCA authorised direct lender that cares about your safety. This is our FCA authorisation. We offer poor credit cash advances in 1 hour if approved and you can repay in instalments.



Why You Should Apply with Quick Loans Express

Why You Should Apply with Quick Loans Express

Quick Loans Express is part of a fantastic group of financial service sites offering affordable short term loans and high acceptance of fast payday loans in the UK.

  • We support thousands of people by giving an honest, reliable and affordable service daily.

  • QLE recognise that being confronted with economic difficulties can be a stressful prospect which is why we are passionate about encouraging you every step of the way.

  • At QLE, we ensure our customers have total control over their payday loan. This enables them to pick the precise amount of cash needed for the specific period that they need it.

Get our Easy Online Payday Loans Now!


Finding online loans can be a daunting task. Quick Loans Express aims to make it an immediate and safe online borrowing experience and is a smart choice for your bad credit or conventional online loans in the UK. We are an FCA authorised direct lender that is here to help solve your money quandaries. It’s easy. To apply for our online loan just fill in our simple online loan application, and we will give you a decision in 90 seconds. If approved, we do our best to deposit the money in your account within 1 hour. New borrowers can apply and borrow up to £2,000. QLE welcome people with bad credit to apply for our loans too.


Access your instant loan online now! No waiting time, no fuss, just a straightforward and swift legal borrowing solution for you.




Written by: Karen Michaels
The article "Instant Payday Loans" was last modified on