Homeowners Loans

Bad Credit Welcome
Same Day Funding
Direct Lender
Up to £2000
Decision in 2 minutes
* Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative APR 696.83% PA (fixed) 74.19%. Example: Borrow £700 for six months. Repay £1219.32 with six monthly payments of £203.22.
Our APR includes all applicable fees. Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%.
APR rates vary from 690% to 1100%. Loan periods between 3 and 6 months. Early repayment is possible at any time without an additional fee.
To compare our loans click here.

Are you a homeowner? Get approved for up to £2000 today!

Apply for loans with high acceptance rates exclusively for homeowners, even if you have a bad credit score. With Quick Loans Express you can get the money into your bank account today, if approved.


Repay Early

Got the funds to pay early? No problem – let us know and you will even save money.

High Acceptance For Homeowners

Exclusive high acceptance rates if you own a home.

No Guarantor Needed!

You don’t have a guarantor. We don’t ask for one. Our homeowner loans are fully unsecured.

How Does It Work?


Decide how much you want to borrow, and for how long, and fill our 5 min application form.

Get an Instant Decision

It takes us only 90 seconds to give you our loan decision.

Receive The Cash

If approved, we can wire the money within an hour.

Start Repaying

You make CPA payments each month until you have fully repaid the loan.

What Our Homeowner Loans are Useful For:

To pay for any expenses up to £2000 – for example: car repairs, medical emergencies or household expenses

If you need a super fast payout and you want to avoid dealing with paperwork.

Take out a loan without risking your property through a secured loan or extending your mortgage.



Can I apply for a homeowner loan with bad credit?

Yes, poor credit doesn’t deter us from lending to homeowners. Although we have to consider your credit score, QLE is happy to look past it if we see you can afford to repay our unsecured homeowner loans. Don’t forget! As a homeowner your chances of getting accepted are much higher than a non-homeowner.

Why is this the best homeowner loans option?

We believe that our UK homeowner loans are an excellent way to avoid extending your mortgage or putting your house at risk. Homeowners generally have a steady leg to stand on when it comes to borrowing money. Our acceptance rates increase significantly if you own a home. If you’re approved during office hours, you are also eligible for 1-hour payout.

Does Quick Loans Express offer direct lender homeowner loans?

Absolutely. Quick Loans Express is a direct lender offering homeowner loans. But we also go a step further. If we cannot provide you with a homeowner loan, with your permission, we may pass your application to get you the best deal.

Why should I trust Quick Loans Express?

We are a committed and responsible FCA authorised direct loans lender that strives to make borrowing fair for everyone. We believe homeowners have a bigger chance of receiving a positive loan decision and therefore we make loans accessible to you if you need it and can afford it without having to shop around.

Not a homeowner? Don’t worry! You can apply for our other short term loans.

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