Are you looking to borrow money with manageable repayments? At Quick Loans Express, we provide instalment loans up to £1,000, helping you pay for a short-term emergency expense over a more extended period. Apply now for an instant decision, and get the money in your bank account within 1 hour. We provide flexible instalment loan repayment plans to all our customers regardless of their credit score.
An instalment loan allows you to make the monthly repayments in smaller and more affordable amounts.
When borrowing traditional payday loans, you will typically receive the loan in one lump sum, but you have to repay the entire loan amount and interest on your next pay date. This can be very pressurising when money is tight.
With a more flexible instalment loan, you can spread your repayments over time, so there won’t be a rush to repay your loan in full on your next pay date, giving you more time to get back on your feet financially.
With Quick Loans Express, you can choose how many months you want your loan to be for and how many instalments you want to repay. So, if you want to repay over 3 – 6 instalments, you can certainly do so. You always have the opportunity to repay your loan early and save on interest at no extra charge.
There are many advantages of taking payday instalment loans from a direct lender over a credit broker;
Speed – If you need money quickly, applying for a direct lender loan makes the process faster and more streamlined than involving a third party.
Privacy – When you apply with a broker, your details will get passed around to many lenders. However, when you apply with a lender directly, you can rest assured that your personal information is kept safe in one place.
No extra fees – Many times, brokers charge additional fees for their services. This isn’t the case when you apply directly on a lenders website.
Are you looking to apply with a trusted instalment loans direct lender UK ? Apply now with Quick Loans Express!
If you want to apply with Quick Loans Express, a trusted direct lender in the UK, you must meet the following requirements:
Be a UK resident
Hold a UK bank account
18 years +
A reliable source of income
We will happily consider your loan application if you meet the above eligibility and have enough disposable income to make the instalment loan repayments.
Note: You can increase your chances of getting approved by ensuring that you can afford the loan. You can use a loan calculator or income and expenditure assessment to check this. Make sure that you have filled out the application form correctly. Many applicants are declined just by providing inaccurate information.
Apply now and join 1000’s of happy customers in the UK that we’ve already helped to get instalment loans in financial difficulty.
Instalment loans offer customers an opportunity to borrow money online and spread out the cost over a more extended period, making the monthly repayments more manageable. Repaying the overall cost of the loan over a longer time means there could be a smaller impact on the money you bring home each month after repaying your monthly debt on the instalment loan.
The costs of our loans are explained on the application form. Once you have chosen your loan amount, how many instalments you would like to repay the loan, and selected your paydays, you will be clearly shown the representative APR, all the monthly payments and repayment dates for your loan.
Let’s take a look at some of the main reasons our customers take out instalment loans;
Urgent car repairs
Dental and Medical Treatment
Emergency Travel Expenses
Unexpected bills
Urgent home repairs
We advise all our customers to only apply for what you need as you pay interest on the total amount borrowed. To avoid paying higher interest rates, it’s important to calculate precisely how much you need before applying.
Of course! We understand that your credit file doesn’t reveal the whole picture. If we see that you can afford the monthly repayments, and as long as providing you with a loan won’t damage your finances, we will happily consider your application no matter your credit rating.
Note: You can significantly increase your chances of approval by cleaning your credit report. Sometimes a small mistake on your credit file can hinder your chances of getting a loan. You can access your credit report free of charge through credit reference agencies in the UK.
It is clearly stated on the financial conduct authority’s website that all lenders must perform credit and affordability checks. This is to protect your financial safety. If you take out a loan that you can’t afford, it can cause you serious money problems. As a trusted direct lender, fully regulated by the Financial Conduct Authority, we are committed to responsible lending; therefore, we will always perform credit checks and affordability checks on all our applicants. The good news is that we offer high acceptance rates with a good and bad credit score.
Of course! You can repay and settle your instalment loan at any time and save on interest at no extra cost. You can do this yourself by logging into your account online or by contacting our customer service team.
You may wish to borrow money from friends and family before looking to compare instalment lenders or a similar loan product. On the other hand, for many, keeping their friends and family apart from their finances is essential, so instalment loans are likely to offer the helping hand you need.
This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.
More information about our Cookie policy.
These are cookies that are required for the operation of our Site. They include, for example, cookies that enable you to log into secure areas of our Site, make a transaction or make use of e-billing services.
This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.
Keeping this cookie enabled helps us to improve our website.