Do you need an emergency cash loan? Apply now for up to £1100 from Quick Loans Express. We are a highly recommended, FCA authorised, direct lender. If you have bad credit, not to worry! We specialize in loans for people with bad credit! Ready to apply? You will only wait 90 seconds for a decision and, if approved, we will do our best to fund you by the end of the day.


Your Questions? Our Answers

How much can I borrow when applying for a cash loan?


We are a lender that offers a quick and easy online service that provides different cash values and time limits tailored to suit your circumstances. You can borrow between £200 and £1100 and you can choose how long you want to borrow this amount for. It could be you have a new oven to pay for; some help this month to pay your rent or an unexpected car repair that you cannot go without. Whatever the reason, Quick Loans Express have your online quick loan application ready to help.




How long does it take for the money to be in my account?

Our difference is time. We look to get you the best deal to secure your cash advance in a fast but reliable way. Once you have applied, it takes us less than 90 seconds to give you our decision and after that 1 hour before we send you the money. It takes some banks longer to process the money and so it may take longer to appear in your account. Taking out a loan should not be a hard process. Quick Loans Express is here for you every step of the way.


Do I need a guarantor for Quick Loans Express’s cash loans?

No. We do not require you to have a guarantor. Our small cash loans are unsecured, so we don’t ask you to secure it against an asset, and if approved for the loan you could have the cash in your bank account within an hour. A cash loan or cash advance is a small loan designed to cover a borrower’s emergency expenses until they are ready to repay it. This will often be the next payday but we give you longer. A short term cash loan is a cash advance that is normally paid straight into your bank account or can be given as a cash lump sum face to face.



What are Instant Cash Loans for Bad Credit with No Guarantor?

Instant cash loans are not precisely instant it is just another way of saying a same day cash loan or an instant decision payday loan. Without a guarantor, this is likely to be even quicker. There are instant cash loans for bad credit available although they will cost more in interest rates compared with fair and good credit scores. Our decisions are instant, within 90 seconds and the cash will be deposited within an hour after that (during office hours).

Are Instant Cash Loans with No Credit Check Available?

People often search for instant cash loans no credit check. This usually means they have a bad credit score and do not want to make it worse. Alternatively, it might mean you want to maintain a good credit score because you are looking to secure a mortgage soon and a current loan will not be good for your records. However, the FCA has ruled that it is incorrect to offer them as it could put people in a position where they are likely to be dragged into debt.

How Do I Get a Quick Cash Loan?

It is possible to get a quick cash loan from Quick Loans Express as long as you meet all our requirements. Quick Loans Express specialise in providing quick loans because we understand the urgency when there is an emergency. The best and easiest way to find out if you are eligible is to check the criteria below and apply for our quick cash loans in the UK.

What are Low-Interest Cash Loans Online?

The interest rates for cash loans vary. It usually depends on the length of time and the amount you take out the cash loan for. We offer a low-interest rate of just 284.7%. This means if you take out a £400 cash loan for 2 months, you are paying just £51 in interest-rate fees. All our loans are fast as they are operated fully online.


What do I need to do to apply for a Quick Loans Express’s cash loan?

Once you have found a quick loans lender, this could be either be online or the high street, you will then fill out an application form. We recommend you use our Quick Loans Express online application, as it is simple and easy to fill out. Choose the amount you need to borrow and fill in all the details you need. It is important that you know your income and fill in the application correctly as your credit score will be affected.

Once you have applied, wait for the lender’s reply. They carry out background checks and examine your credit score, employment records, etc. We aim to reply very quickly within 90 seconds. If approved, you will then receive a direct deposit into bank account shortly. Quick Loans Express has a record speed of 1 hour. Be sure to check us out for your instant cash loans for bad credit needs.




Choosing the Right Cash Loans UK

On balance, different lenders will charge different interest rates. The full cost of the fast loan UK will depend on the length of time you take out the simple cash loan and the rate of interest. Sometimes a higher interest rate for less time may work out cheaper than a payday cash loan that drags on. Keep in mind; short-term loans tend to have a higher interest rate; especially if you don’t have a guarantor. So, it is important to think what you type of cash loan and amount you need and how long you need it for before applying for the loan.

Short-term loans are expensive and are not meant to be used as a long-term fix. Financial help is available for those struggling to take control of their finances, and they can help you if you contact them.

Furthermore, not all short-term cash loans are the same although they are dressed similarly. You may prefer strict repayment times or think that flexible repayment works better for you. Consider all the options before making your decision. Remember, if you get this wrong, it could be detrimental to your financial future.

Finally, you must find a reputable and reliable lender. This means that they are authorised by the FCA (Financial Conduct Authority) and that they have fair interest rates. Remember, if you have a bad credit score, expect to pay more in interest as it poses a bigger risk to the lender.




How are our cash loans regulated?

The FCA regulates all our loans including our cash loans. Lenders which are not authorised by the FCA as known as loan sharks and are likely to have very high-interest rates and quick loan cash scams. For this reason, it is vital to do your research correctly to avoid falling prey to loan sharks. Likewise, don’t compromise your safety by being in a rush and applying to the first cash loan website you see. Quick Loans Express is a safe and quick cash loan lender online that you can rely on. We are an ethical lender that is FCA authorised committed to helping you out in emergencies fast.

Can I get a cash loan with bad credit?

One problem that people are likely to face when applying for a cash loan is a bad credit score. A cash loan for people with bad credit may often result in you getting rejected from a cash loan you so badly needed. Even before you come to apply for a cash loan, it is important to build up your credit score to avoid rejections happening in the future. However, it is possible to get an instant cash loan even with bad credit. Many best cash loan lenders who do offer this option, attach high-interest rates as there is a big risk.


For legal reasons, Quick Loans Express cannot offer you our one-hour cash loans with no credit check. Credit checks must be performed before any loan as authorised by the FCA.


Can I get a cash loans for unemployed?

Most fast cash loan lenders will not consider approving a cash loan for people who are unemployed and same day cash loans for people on benefits. However, Quick Loans Express, look at more than just your credit score.

We evaluate your current affordability of the loan and whether you have any income. This could be rental income or interest bonds. After all, if we feel you will be able to make repayments, it should not stop us from giving you a payday cash loan.


Are you eligible for a cash loan?

Living in the UK

Employed and earning at least £750 per month

Working debit account

Working mobile phone and email addresss

Over 18 years of age



What makes Quick Loans Express’s Internet Cash Loans Different?

It’s important to take your time when looking for a responsible cash loans lender. What you need is a safe yet speedy cash loan from an FCA authorised, direct lender you can trust. Based in the UK, Quick Loans Express is committed to helping you. Once you apply, we don’t waste any time.

Apply online now and borrow between £200 and £1,100. As well as our instant 90 second decision, we also do our best to make sure that those approved get their cash loan within 1 hour.