Are you struggling with major debts? Do you feel that there is no way out? We at Quick Loans Express understand the huge strain of financial trouble on your wellbeing. As a responsible payday loans direct lender, we care about our customers’ financial health and stability, and we are here to point you in the right direction. We have compiled a list of free debt charities who offer impartial, professional financial advice and debt help.


Debt Help Charities

If you feel that you are drowning in debt or can’t seem to get ahold of your finances, then you’ve come to the right place. Several free debt advice services offer professional counselling for people just like you. It is their mission to provide debt help to those struggling and educate people to make wise and informed financial decisions.

Citizens Advice

Citizens Advice is an independent charity that offers confidential and impartial financial advice to UK citizens free of charge. Their website contains hundreds of informative articles on everything from debt help to declaring bankruptcy to offer support to people under financial strain. This charity provides confidential and professional financial counseling online, over the phone and in person. Contact them today to begin your journey towards ridding yourself of debt.

Phone (Hours: Monday-Friday 9AM-5PM)
  • Adviceline: 03444 111 444
  • Text relay: 03444 111 445

Visit their “Contact Us” page to connect with them via:

  • Online Chat
  • Email
  • In person at your local Citizens Advice

Money Advice Service

The Money Advice Service is a government agency which offers free debt advice and money managing tips. They have a comprehensive guide on options to help you manage your debt, along with many helpful and informative articles on proper budgeting, saving and spending. Visit their website to find out more.


StepChange Debt Charity

The StepChange Debt Charity provides free debt and financial counseling to UK citizens under monetary stress. Their blog is packed with educational articles to empower people with the resources to make informed financial decisions. Fill out their confidential online form and receive personalised debt advice within minutes.

You can also contact StepChange by:

  • Phone
  • Email
  • Online Chat

Click here to get in touch with StepChange Debt Charity.



National Debtline

The National Debtline is a free charity that offers confidential debt help and financial advice to people struggling with debt. Their website is user-friendly and makes it easy to find the information you need. They provide debt fact sheets with helpful information on specific topics as well as sample letters to send to creditors. Additionally, they have a free informative guide chock full of money managing tips and tricks to assist you in dealing with your debt.

You can get advice from National Debtline advisors by:

  • Phone: 0808 808 4000
  • Webchat

Debt Help from Quick Loans Express

If you feel stuck in a cycle of chronic debt and feel that there is no way out of your situation, we are here for you. Quick Loans Express, your small loans lender, understands the crushing weight of overwhelming debts, and we want to help you make your way back to financial stability. That’s why we have compiled a list of free debt charities who specialise in helping people manage their debt and regain control of their lives. We hope you take advantage of their services and wish you much luck on your journey towards debt-free living.


Crystal Evans is a contributing author for QuickLoansExpress. Crystal started her career in finance doinng merchant cash advance pricing for a boutique USA lender. She then moved to the UK where she worked as a payday loan underwriter for several years before leaving her job to freelance as a personal finance writer. She can be reached via her Linkedin profile.

The article "Drowning in Debt? Get Debt Help from Free Charities" was last modified on

* Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.